Bluegreen Vacations (OTCMKTS:BVHBB) and NSTS Bancorp (NASDAQ:NSTS) Head to Head Analysis

Bluegreen Vacations (OTCMKTS:BVHBB) and NSTS Bancorp (NASDAQ:NSTS) are both small-cap consumer discretionary companies, but which is the superior investment? We will contrast the two companies based on the strength of their valuation, profitability, earnings, risk, analyst recommendations, institutional ownership and dividends.

Analyst Recommendations

This is a breakdown of current ratings and price targets for Bluegreen Vacations and NSTS Bancorp, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Bluegreen Vacations	0	0	0	0	N/A
NSTS Bancorp	0	0	0	0	N/A

Earnings & Valuation

This table compares Bluegreen Vacations and NSTS Bancorp’s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Bluegreen Vacations	$919.43 million	1.33	$64.39 million	$3.71	19.41
NSTS Bancorp	$6.58 million	7.76	-$3.96 million	($0.88)	-10.93

Bluegreen Vacations has higher revenue and earnings than NSTS Bancorp. NSTS Bancorp is trading at a lower price-to-earnings ratio than Bluegreen Vacations, indicating that it is currently the more affordable of the two stocks.

Institutional and Insider Ownership

20.7% of Bluegreen Vacations shares are owned by institutional investors. Comparatively, 23.7% of NSTS Bancorp shares are owned by institutional investors. 88.2% of Bluegreen Vacations shares are owned by insiders. Comparatively, 4.6% of NSTS Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Risk and Volatility

Bluegreen Vacations has a beta of 1.54, meaning that its share price is 54% more volatile than the S&P 500. Comparatively, NSTS Bancorp has a beta of 0.08, meaning that its share price is 92% less volatile than the S&P 500.

Profitability

This table compares Bluegreen Vacations and NSTS Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Bluegreen Vacations	6.26%	24.03%	4.46%
NSTS Bancorp	-59.99%	-5.61%	-1.70%

Summary

Bluegreen Vacations beats NSTS Bancorp on 9 of the 11 factors compared between the two stocks.

About Bluegreen Vacations

Bluegreen Vacations Holding Corporation operates as a vacation ownership company. The company markets and sells vacation ownership interests (VOI); and manages resorts in leisure and urban destinations, including Orlando, Las Vegas, Myrtle Beach, Charleston and New Orleans, and others. It also provides resort management, mortgage, title, reservation, and construction design and development services; and financing to qualified VOI purchasers, as well as management services to the vacation club and homeowners' associations. The company was founded in 1966 and is headquartered in Boca Raton, Florida.

About NSTS Bancorp

NSTS Bancorp, Inc. operates as a savings and loan holding company for North Shore Trust and Savings that provides banking products and services in Illinois. The company offers interest-bearing and noninterest-bearing checking, money market, savings, and time deposit accounts; and one- to four-family residential mortgage, multi-family and commercial real estate mortgage, construction, home equity, and consumer loans. It operates through full-service banking offices in Lake County, Illinois; and one loan production office in Chicago. The company was founded in 1921 and is headquartered in Waukegan, Illinois.