Head to Head Contrast: NB Bancorp (NASDAQ:NBBK) and Quaint Oak Bancorp (OTCMKTS:QNTO)

NB Bancorp (NASDAQ:NBBK) and Quaint Oak Bancorp (OTCMKTS:QNTO) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their earnings, profitability, risk, analyst recommendations, dividends, valuation and institutional ownership.

Valuation and Earnings

This table compares NB Bancorp and Quaint Oak Bancorp’s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
NB Bancorp	$150.68 million	4.13	$9.82 million	N/A	N/A
Quaint Oak Bancorp	$59.80 million	0.47	$2.02 million	$0.99	10.88

NB Bancorp has higher revenue and earnings than Quaint Oak Bancorp.

Profitability

This table compares NB Bancorp and Quaint Oak Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
NB Bancorp	N/A	N/A	N/A
Quaint Oak Bancorp	3.83%	5.87%	0.38%

Analyst Ratings

This is a breakdown of current ratings and target prices for NB Bancorp and Quaint Oak Bancorp, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
NB Bancorp	0	0	1	0	3.00
Quaint Oak Bancorp	0	0	0	0	N/A

NB Bancorp currently has a consensus price target of $17.00, suggesting a potential upside of 16.60%. Given NB Bancorp’s higher possible upside, equities research analysts clearly believe NB Bancorp is more favorable than Quaint Oak Bancorp.

Institutional & Insider Ownership

8.6% of Quaint Oak Bancorp shares are owned by institutional investors. 1.7% of NB Bancorp shares are owned by insiders. Comparatively, 31.3% of Quaint Oak Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

About NB Bancorp

NB Bancorp, Inc. focuses on operating as a bank holding company for Needham Bank that provides various banking products and services in Greater Boston metropolitan area and surrounding communities in Massachusetts, eastern Connecticut, southern New Hampshire, and Rhode Island. The company offers various deposits, including certificate of deposit, individual retirement, money market, savings, NOW, demand deposit, and interest-bearing and noninterest-bearing checking accounts; and commercial real estate and multifamily, one- to four-family residential real estate, construction and land development, commercial and industrial, and consumer loans, as well as home equity loans and lines of credit. It also invests in securities consisting of U.S. treasury and federal agency securities, government-sponsored residential mortgage-backed securities, municipal bonds, and corporate bonds. The company was founded in 1892 and is based in Needham, Massachusetts.

About Quaint Oak Bancorp

Quaint Oak Bancorp, Inc. operates as the holding company for Quaint Oak Bank that provides banking products and services in Pennsylvania. It offers various deposit products, including money market accounts, certificates of deposit, interest and non-interest-bearing checking accounts for businesses and consumers, and savings accounts. The company also provides residential and commercial mortgage loans, construction loans, commercial business loans, home equity loans, and lines of credit; mortgage banking, real estate sales, title abstract, and insurance services; and multi-state equipment financing services. It serves its customers through offices, as well as correspondence, telephone, and online banking. Quaint Oak Bancorp, Inc. was incorporated in 1926 and is headquartered in Southampton, Pennsylvania.