Equities Analysts Set Expectations for Synchrony Financial’s FY2025 Earnings (NYSE:SYF)

Synchrony Financial (NYSE:SYF) – Equities researchers at Zacks Research decreased their FY2025 earnings per share estimates for Synchrony Financial in a note issued to investors on Tuesday, June 25th. Zacks Research analyst K. Dey now expects that the financial services provider will post earnings per share of $6.09 for the year, down from their prior forecast of $6.13. The consensus estimate for Synchrony Financial’s current full-year earnings is $5.71 per share. Zacks Research also issued estimates for Synchrony Financial’s Q4 2025 earnings at $1.41 EPS.

A number of other research firms also recently weighed in on SYF. StockNews.com downgraded Synchrony Financial from a “buy” rating to a “hold” rating in a research report on Tuesday. Barclays lifted their price objective on Synchrony Financial from $36.00 to $37.00 and gave the stock an “equal weight” rating in a report on Tuesday, April 9th. BTIG Research began coverage on Synchrony Financial in a report on Friday, June 7th. They issued a “buy” rating and a $60.00 price objective on the stock. Morgan Stanley reiterated an “underweight” rating and issued a $30.00 price objective on shares of Synchrony Financial in a report on Wednesday, June 12th. Finally, BMO Capital Markets lifted their price objective on Synchrony Financial from $40.00 to $41.00 and gave the stock a “market perform” rating in a report on Thursday, April 25th. One research analyst has rated the stock with a sell rating, eleven have given a hold rating and eleven have assigned a buy rating to the company’s stock. According to MarketBeat, Synchrony Financial currently has a consensus rating of “Hold” and an average price target of $45.10.

Synchrony Financial Trading Up 6.7 %

NYSE SYF opened at $47.19 on Friday. The stock’s 50-day simple moving average is $44.11 and its two-hundred day simple moving average is $41.23. Synchrony Financial has a twelve month low of $27.30 and a twelve month high of $47.24. The company has a quick ratio of 1.23, a current ratio of 1.24 and a debt-to-equity ratio of 1.15. The company has a market capitalization of $18.95 billion, a price-to-earnings ratio of 6.77, a PEG ratio of 1.05 and a beta of 1.60.

Synchrony Financial (NYSE:SYF) last released its quarterly earnings results on Wednesday, April 24th. The financial services provider reported $1.18 earnings per share for the quarter, missing analysts’ consensus estimates of $1.37 by ($0.19). Synchrony Financial had a net margin of 13.49% and a return on equity of 16.01%. The firm had revenue of $5.57 billion for the quarter, compared to analysts’ expectations of $4.44 billion. During the same quarter in the previous year, the business earned $1.35 EPS.

Institutional Trading of Synchrony Financial

A number of hedge funds have recently made changes to their positions in SYF. Quent Capital LLC raised its holdings in Synchrony Financial by 15.4% in the 1st quarter. Quent Capital LLC now owns 1,604 shares of the financial services provider’s stock worth $69,000 after acquiring an additional 214 shares during the last quarter. Fifth Third Bancorp raised its holdings in Synchrony Financial by 0.7% in the 1st quarter. Fifth Third Bancorp now owns 38,247 shares of the financial services provider’s stock worth $1,649,000 after acquiring an additional 250 shares during the last quarter. Gulf International Bank UK Ltd raised its holdings in Synchrony Financial by 0.7% in the 1st quarter. Gulf International Bank UK Ltd now owns 35,223 shares of the financial services provider’s stock worth $1,518,000 after acquiring an additional 262 shares during the last quarter. Mutual of America Capital Management LLC raised its holdings in Synchrony Financial by 0.3% in the 1st quarter. Mutual of America Capital Management LLC now owns 90,343 shares of the financial services provider’s stock worth $3,896,000 after acquiring an additional 265 shares during the last quarter. Finally, US Bancorp DE raised its holdings in Synchrony Financial by 0.8% in the 4th quarter. US Bancorp DE now owns 34,804 shares of the financial services provider’s stock worth $1,329,000 after acquiring an additional 268 shares during the last quarter. 96.48% of the stock is owned by institutional investors.

Insider Buying and Selling at Synchrony Financial

In other news, insider Curtis Howse sold 31,562 shares of the business’s stock in a transaction that occurred on Thursday, May 2nd. The stock was sold at an average price of $45.00, for a total value of $1,420,290.00. Following the sale, the insider now directly owns 121,042 shares of the company’s stock, valued at approximately $5,446,890. The sale was disclosed in a legal filing with the SEC, which is accessible through the SEC website. Insiders own 0.33% of the company’s stock.

Synchrony Financial Dividend Announcement

The company also recently disclosed a quarterly dividend, which was paid on Wednesday, May 15th. Shareholders of record on Monday, May 6th were given a dividend of $0.25 per share. The ex-dividend date was Friday, May 3rd. This represents a $1.00 annualized dividend and a yield of 2.12%. Synchrony Financial’s payout ratio is 14.35%.

Synchrony Financial declared that its Board of Directors has authorized a share repurchase program on Wednesday, April 24th that permits the company to repurchase $1.00 billion in shares. This repurchase authorization permits the financial services provider to repurchase up to 5.5% of its stock through open market purchases. Stock repurchase programs are often an indication that the company’s leadership believes its shares are undervalued.

About Synchrony Financial

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party securities brokerage firms.