Q4 2025 EPS Estimates for PayPal Holdings, Inc. (NASDAQ:PYPL) Lowered by Seaport Res Ptn

PayPal Holdings, Inc. (NASDAQ:PYPL) – Equities researchers at Seaport Res Ptn decreased their Q4 2025 earnings per share (EPS) estimates for shares of PayPal in a report released on Monday, October 7th. Seaport Res Ptn analyst J. Cantwell now expects that the credit services provider will earn $1.25 per share for the quarter, down from their prior estimate of $1.26. The consensus estimate for PayPal’s current full-year earnings is $4.42 per share. Seaport Res Ptn also issued estimates for PayPal’s Q1 2026 earnings at $1.27 EPS.

PYPL has been the topic of several other research reports. William Blair upgraded PayPal to a “hold” rating in a research note on Tuesday, July 30th. Wells Fargo & Company increased their target price on shares of PayPal from $65.00 to $70.00 and gave the stock an “equal weight” rating in a report on Wednesday, July 31st. JPMorgan Chase & Co. lifted their price target on shares of PayPal from $77.00 to $80.00 and gave the company an “overweight” rating in a research note on Tuesday, August 20th. Susquehanna increased their price objective on shares of PayPal from $71.00 to $83.00 and gave the stock a “positive” rating in a research note on Wednesday, July 31st. Finally, Macquarie lifted their target price on PayPal from $85.00 to $90.00 and gave the company an “outperform” rating in a research report on Wednesday, July 31st. Seventeen research analysts have rated the stock with a hold rating, twenty have issued a buy rating and one has assigned a strong buy rating to the company’s stock. According to data from MarketBeat.com, the stock presently has a consensus rating of “Moderate Buy” and an average target price of $76.41.

PayPal Stock Performance

PYPL opened at $80.26 on Tuesday. The company has a debt-to-equity ratio of 0.47, a current ratio of 1.24 and a quick ratio of 1.24. The company has a market capitalization of $82.05 billion, a price-to-earnings ratio of 20.22, a P/E/G ratio of 1.41 and a beta of 1.44. The business’s 50-day moving average price is $70.69 and its two-hundred day moving average price is $65.61. PayPal has a 1 year low of $50.25 and a 1 year high of $80.63.

PayPal (NASDAQ:PYPL) last released its quarterly earnings results on Tuesday, July 30th. The credit services provider reported $1.19 earnings per share for the quarter, beating the consensus estimate of $0.99 by $0.20. The company had revenue of $7.89 billion during the quarter, compared to analysts’ expectations of $7.82 billion. PayPal had a net margin of 14.30% and a return on equity of 22.82%. The business’s quarterly revenue was up 8.2% compared to the same quarter last year. During the same quarter in the prior year, the company earned $0.83 earnings per share.

Institutional Trading of PayPal

Several hedge funds and other institutional investors have recently bought and sold shares of PYPL. Brown Financial Advisors acquired a new stake in shares of PayPal in the second quarter valued at approximately $1,454,000. Cape Cod Five Cents Savings Bank acquired a new position in PayPal in the 2nd quarter valued at $3,014,000. Distillate Capital Partners LLC lifted its position in shares of PayPal by 156,934.7% during the 2nd quarter. Distillate Capital Partners LLC now owns 343,906 shares of the credit services provider’s stock valued at $19,957,000 after acquiring an additional 343,687 shares during the period. Fiduciary Alliance LLC grew its holdings in shares of PayPal by 604.7% during the 1st quarter. Fiduciary Alliance LLC now owns 53,076 shares of the credit services provider’s stock worth $3,452,000 after purchasing an additional 45,544 shares in the last quarter. Finally, 1832 Asset Management L.P. increased its position in shares of PayPal by 44.6% in the first quarter. 1832 Asset Management L.P. now owns 1,235 shares of the credit services provider’s stock worth $83,000 after purchasing an additional 381 shares during the period. Institutional investors and hedge funds own 68.32% of the company’s stock.

About PayPal

PayPal Holdings, Inc operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide. It operates a two-sided network at scale that connects merchants and consumers that enables its customers to connect, transact, and send and receive payments through online and in person, as well as transfer and withdraw funds using various funding sources, such as bank accounts, PayPal or Venmo account balance, PayPal and Venmo branded credit products comprising its installment products, credit and debit cards, and cryptocurrencies, as well as other stored value products, including gift cards and eligible rewards.