Critical Review: Fidelis Insurance (NYSE:FIHL) and Fundamental Global (NASDAQ:FGFPP)

Fidelis Insurance (NYSE:FIHL) and Fundamental Global (NASDAQ:FGFPP) are both financial services companies, but which is the better business? We will contrast the two businesses based on the strength of their analyst recommendations, earnings, dividends, valuation, institutional ownership, profitability and risk.

Earnings & Valuation

This table compares Fidelis Insurance and Fundamental Global”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Fidelis Insurance	$2.15 billion	0.98	$2.13 billion	$4.12	4.34
Fundamental Global	$32.17 million	N/A	N/A	N/A	N/A

Fidelis Insurance has higher revenue and earnings than Fundamental Global.

Analyst Ratings

This is a summary of current ratings for Fidelis Insurance and Fundamental Global, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Fidelis Insurance	0	4	3	0	2.43
Fundamental Global	0	0	0	0	N/A

Fidelis Insurance currently has a consensus price target of $20.44, indicating a potential upside of 14.37%. Given Fidelis Insurance’s higher probable upside, equities research analysts plainly believe Fidelis Insurance is more favorable than Fundamental Global.

Institutional & Insider Ownership

82.0% of Fidelis Insurance shares are owned by institutional investors. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Profitability

This table compares Fidelis Insurance and Fundamental Global’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Fidelis Insurance	20.96%	15.67%	3.43%
Fundamental Global	N/A	N/A	N/A

Dividends

Fidelis Insurance pays an annual dividend of $0.40 per share and has a dividend yield of 2.2%. Fundamental Global pays an annual dividend of $2.00 per share and has a dividend yield of 13.3%. Fidelis Insurance pays out 9.7% of its earnings in the form of a dividend.

Summary

Fidelis Insurance beats Fundamental Global on 7 of the 9 factors compared between the two stocks.

About Fidelis Insurance

Fidelis Insurance Holdings Limited, a specialty insurer, provides insurance and reinsurance solutions in Bermuda, the Republic of Ireland, and the United Kingdom. It operates in three segments: Specialty, Reinsurance, and Bespoke segments. The Specialty segment offers aviation and aerospace, energy, marine, property direct and facultative, and other specialty risk solutions. The Reinsurance segment provides property, retrocession, and whole account reinsurance solutions. The Bespoke segment offers customized risk solutions for clients that include credit and political risk, as well as other risk transfer opportunities, including political violence and terrorism, limited cyber reinsurance, tax liabilities, title, transactional liabilities, and other bespoke solutions. Fidelis Insurance Holdings Limited was incorporated in 2014 and is headquartered in Pembroke, Bermuda.

About Fundamental Global

Fundamental Global Inc. engages in reinsurance, merchant banking, and asset management business. The company offers initial public offering services. It also offers specialty property and casualty reinsurance services. In addition, the company provides investment advisory services. Fundamental Global Inc. was founded in 1932 and is based in Mooresville, North Carolina.