Head to Head Comparison: Assicurazioni Generali (OTCMKTS:ARZGY) versus Allianz (OTCMKTS:ALIZY)

Allianz (OTCMKTS:ALIZY) and Assicurazioni Generali (OTCMKTS:ARZGY) are both financial services companies, but which is the better investment? We will compare the two businesses based on the strength of their valuation, risk, earnings, profitability, analyst recommendations, institutional ownership and dividends.

Analyst Ratings

This is a breakdown of recent recommendations and price targets for Allianz and Assicurazioni Generali, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Allianz	0	0	0	1	4.00
Assicurazioni Generali	0	0	0	0	N/A

Profitability

This table compares Allianz and Assicurazioni Generali’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Allianz	5.48%	15.52%	0.96%
Assicurazioni Generali	N/A	N/A	N/A

Institutional and Insider Ownership

0.0% of Allianz shares are owned by institutional investors. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Earnings and Valuation

This table compares Allianz and Assicurazioni Generali”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Allianz	$174.99 billion	0.73	$9.24 billion	$2.43	13.46
Assicurazioni Generali	N/A	N/A	N/A	$0.62	23.41

Allianz has higher revenue and earnings than Assicurazioni Generali. Allianz is trading at a lower price-to-earnings ratio than Assicurazioni Generali, indicating that it is currently the more affordable of the two stocks.

Summary

Allianz beats Assicurazioni Generali on 7 of the 8 factors compared between the two stocks.

About Allianz

Allianz SE, together with its subsidiaries, provides property-casualty insurance, life/health insurance, and asset management products and services worldwide. The company’s Property-Casualty segment offers various insurance products, including motor liability and own damage, accident, general liability, fire and property, legal expense, credit, and travel to private and corporate customers. Its Life/Health segment provides a range of life and health insurance products on an individual and a group basis, such as annuities, endowment and term insurance, and unit-linked and investment-oriented products, as well as private and supplemental health, and long-term care insurance products. The company’s Asset Management segment offers institutional and retail asset management products and services to third-party investors comprising equity and fixed income funds, and multi-assets; and alternative investment products that include real estate, infrastructure debt/equity, real assets, liquid alternatives, and solutions. Its Corporate and Other segment provides banking services for retail clients, as well as digital investment services. Allianz SE was founded in 1890 and is headquartered in Munich, Germany.

About Assicurazioni Generali

Assicurazioni Generali S.p.A. engages in the provision of various insurance solutions under the Generali brand worldwide. The company operates through Life, Property & Casualty, and Asset & Wealth Management segments. It offers savings, individual and family protection, and unit linked, as well as motor third-party liability, home, casualty, accident, health, and commercial and industrial risks insurance products; and insurance plans for multinational companies. The company also provides equity and fixed-income funds, and alternative products. The company was formerly known as Assicurazioni Generali Austro-Italiche and changed its name to Assicurazioni Generali S.p.A. in 1848. Assicurazioni Generali S.p.A. was founded in 1831 and is headquartered in Trieste, Italy.