Q3 EPS Forecast for Capital One Financial Reduced by Analyst

Capital One Financial Co. (NYSE:COF) – Investment analysts at Zacks Research lowered their Q3 2025 earnings per share (EPS) estimates for shares of Capital One Financial in a note issued to investors on Thursday, October 17th. Zacks Research analyst R. Department now expects that the financial services provider will earn $4.43 per share for the quarter, down from their prior estimate of $4.49. The consensus estimate for Capital One Financial’s current full-year earnings is $12.87 per share. Zacks Research also issued estimates for Capital One Financial’s Q1 2026 earnings at $4.40 EPS and Q3 2026 earnings at $4.69 EPS.

A number of other research analysts have also commented on the company. Evercore ISI cut their target price on Capital One Financial from $166.00 to $163.00 and set an “in-line” rating for the company in a research note on Monday, October 7th. Bank of America raised their price objective on shares of Capital One Financial from $158.00 to $161.00 and gave the stock a “buy” rating in a report on Wednesday, July 24th. Royal Bank of Canada reissued a “sector perform” rating and issued a $150.00 target price on shares of Capital One Financial in a research note on Thursday, July 25th. JPMorgan Chase & Co. increased their price target on shares of Capital One Financial from $156.00 to $157.00 and gave the stock a “neutral” rating in a research report on Monday, October 7th. Finally, Citigroup started coverage on Capital One Financial in a report on Friday, September 20th. They set a “buy” rating and a $190.00 price objective on the stock. Twelve investment analysts have rated the stock with a hold rating and seven have assigned a buy rating to the company. According to MarketBeat.com, the stock presently has a consensus rating of “Hold” and a consensus price target of $151.56.

Capital One Financial Stock Performance

NYSE:COF opened at $159.03 on Monday. The firm’s 50-day moving average is $145.76 and its 200-day moving average is $142.41. The company has a market cap of $60.46 billion, a price-to-earnings ratio of 12.45, a PEG ratio of 1.22 and a beta of 1.44. The company has a debt-to-equity ratio of 0.81, a quick ratio of 1.00 and a current ratio of 1.00. Capital One Financial has a 52-week low of $88.23 and a 52-week high of $160.45.

Capital One Financial (NYSE:COF) last announced its earnings results on Tuesday, July 23rd. The financial services provider reported $3.14 earnings per share for the quarter, missing the consensus estimate of $3.28 by ($0.14). The business had revenue of $9.51 billion for the quarter, compared to the consensus estimate of $9.57 billion. Capital One Financial had a net margin of 9.01% and a return on equity of 9.31%. Capital One Financial’s revenue for the quarter was up 5.5% compared to the same quarter last year. During the same quarter in the previous year, the company earned $3.52 EPS.

Capital One Financial Dividend Announcement

The business also recently announced a quarterly dividend, which was paid on Friday, August 23rd. Shareholders of record on Monday, August 12th were issued a dividend of $0.60 per share. This represents a $2.40 dividend on an annualized basis and a yield of 1.51%. The ex-dividend date of this dividend was Monday, August 12th. Capital One Financial’s dividend payout ratio (DPR) is currently 18.79%.

Insider Activity

In other news, CEO Kevin S. Borgmann sold 61,532 shares of Capital One Financial stock in a transaction on Tuesday, August 6th. The shares were sold at an average price of $132.86, for a total transaction of $8,175,141.52. Following the transaction, the chief executive officer now directly owns 40,934 shares of the company’s stock, valued at $5,438,491.24. This trade represents a 0.00 % decrease in their ownership of the stock. The sale was disclosed in a document filed with the SEC, which is available through this hyperlink. 1.30% of the stock is currently owned by company insiders.

Institutional Inflows and Outflows

Institutional investors and hedge funds have recently made changes to their positions in the stock. Park Avenue Securities LLC boosted its position in shares of Capital One Financial by 293.7% during the first quarter. Park Avenue Securities LLC now owns 15,659 shares of the financial services provider’s stock worth $2,331,000 after buying an additional 11,682 shares during the period. RFG Advisory LLC boosted its position in Capital One Financial by 2.3% during the 1st quarter. RFG Advisory LLC now owns 7,007 shares of the financial services provider’s stock worth $1,043,000 after acquiring an additional 155 shares during the last quarter. &PARTNERS bought a new position in shares of Capital One Financial during the 1st quarter worth approximately $208,000. International Assets Investment Management LLC raised its holdings in shares of Capital One Financial by 467.5% in the first quarter. International Assets Investment Management LLC now owns 345,961 shares of the financial services provider’s stock valued at $477,000 after purchasing an additional 284,999 shares during the last quarter. Finally, Ballentine Partners LLC lifted its position in shares of Capital One Financial by 13.0% in the first quarter. Ballentine Partners LLC now owns 2,067 shares of the financial services provider’s stock worth $308,000 after purchasing an additional 237 shares in the last quarter. Institutional investors and hedge funds own 89.84% of the company’s stock.

Capital One Financial Company Profile

Capital One Financial Corporation operates as the financial services holding company for the Capital One, National Association, which engages in the provision of various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking.