Contrasting Sampo Oyj (OTCMKTS:SAXPF) & Fidelis Insurance (NYSE:FIHL)

Sampo Oyj (OTCMKTS:SAXPF) and Fidelis Insurance (NYSE:FIHL) are both financial services companies, but which is the better investment? We will compare the two businesses based on the strength of their earnings, risk, valuation, dividends, analyst recommendations, institutional ownership and profitability.

Analyst Ratings

This is a breakdown of current ratings and recommmendations for Sampo Oyj and Fidelis Insurance, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Sampo Oyj	0	0	0	0	N/A
Fidelis Insurance	0	4	3	0	2.43

Fidelis Insurance has a consensus price target of $20.44, suggesting a potential upside of 17.80%. Given Fidelis Insurance’s higher probable upside, analysts clearly believe Fidelis Insurance is more favorable than Sampo Oyj.

Institutional and Insider Ownership

33.6% of Sampo Oyj shares are owned by institutional investors. Comparatively, 82.0% of Fidelis Insurance shares are owned by institutional investors. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Dividends

Sampo Oyj pays an annual dividend of $1.65 per share and has a dividend yield of 3.9%. Fidelis Insurance pays an annual dividend of $0.40 per share and has a dividend yield of 2.3%. Sampo Oyj pays out 59.8% of its earnings in the form of a dividend. Fidelis Insurance pays out 10.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Earnings & Valuation

This table compares Sampo Oyj and Fidelis Insurance”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Sampo Oyj	N/A	N/A	N/A	$2.76	15.48
Fidelis Insurance	$3.60 billion	0.57	$2.13 billion	$3.82	4.54

Fidelis Insurance has higher revenue and earnings than Sampo Oyj. Fidelis Insurance is trading at a lower price-to-earnings ratio than Sampo Oyj, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares Sampo Oyj and Fidelis Insurance’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Sampo Oyj	N/A	N/A	N/A
Fidelis Insurance	20.96%	15.67%	3.43%

Summary

Fidelis Insurance beats Sampo Oyj on 9 of the 11 factors compared between the two stocks.

About Sampo Oyj

Sampo Oyj, together with its subsidiaries, engages in the provision of non-life insurance products and services in Finland, Sweden, Norway, Denmark, Estonia, Lithuania, Latvia, and the United Kingdom. The company operates through If, Topdanmark, Hastings, Mandatum, and Holding segments. It offers property, casualty, liability, accident, sickness, household, homeowner, motor, travel, marine, aviation, transport, forest, livestock, health, workers compensation, car, van, and bike insurance services, as well as reinsurance services. The company was founded in 1909 and is based in Helsinki, Finland.

About Fidelis Insurance

Fidelis Insurance Holdings Limited, a specialty insurer, provides insurance and reinsurance solutions in Bermuda, the Republic of Ireland, and the United Kingdom. It operates in three segments: Specialty, Reinsurance, and Bespoke segments. The Specialty segment offers aviation and aerospace, energy, marine, property direct and facultative, and other specialty risk solutions. The Reinsurance segment provides property, retrocession, and whole account reinsurance solutions. The Bespoke segment offers customized risk solutions for clients that include credit and political risk, as well as other risk transfer opportunities, including political violence and terrorism, limited cyber reinsurance, tax liabilities, title, transactional liabilities, and other bespoke solutions. Fidelis Insurance Holdings Limited was incorporated in 2014 and is headquartered in Pembroke, Bermuda.