Analyzing MoneyHero (NASDAQ:MNY) and Priority Technology (NASDAQ:PRTH)

MoneyHero (NASDAQ:MNY) and Priority Technology (NASDAQ:PRTH) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their institutional ownership, profitability, analyst recommendations, valuation, earnings, risk and dividends.

Analyst Recommendations

This is a summary of current ratings and price targets for MoneyHero and Priority Technology, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
MoneyHero	0	0	0	0	N/A
Priority Technology	0	1	1	0	2.50

Priority Technology has a consensus price target of $9.00, indicating a potential upside of 66.98%. Given Priority Technology’s higher possible upside, analysts clearly believe Priority Technology is more favorable than MoneyHero.

Risk and Volatility

MoneyHero has a beta of 1.27, suggesting that its stock price is 27% more volatile than the S&P 500. Comparatively, Priority Technology has a beta of 0.98, suggesting that its stock price is 2% less volatile than the S&P 500.

Profitability

This table compares MoneyHero and Priority Technology’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
MoneyHero	-141.71%	-417.43%	-133.92%
Priority Technology	0.74%	-9.60%	0.90%

Institutional and Insider Ownership

30.9% of MoneyHero shares are owned by institutional investors. Comparatively, 11.5% of Priority Technology shares are owned by institutional investors. 19.2% of MoneyHero shares are owned by insiders. Comparatively, 76.3% of Priority Technology shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Valuation & Earnings

This table compares MoneyHero and Priority Technology”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
MoneyHero	$88.97 million	0.51	-$172.60 million	($4.72)	-0.25
Priority Technology	$813.88 million	0.51	-$1.31 million	($0.65)	-8.29

Priority Technology has higher revenue and earnings than MoneyHero. Priority Technology is trading at a lower price-to-earnings ratio than MoneyHero, indicating that it is currently the more affordable of the two stocks.

Summary

Priority Technology beats MoneyHero on 9 of the 13 factors compared between the two stocks.

About MoneyHero

MoneyHero Limited operates as a personal finance company. It engages in operation of online financial comparison platforms and related services. The company offers its products under Money Hero, SingSaver, Money101, MoneyMax, CompareHero, Seedly, and Creatory brands. MoneyHero Limited operates in Singapore, Hong Kong, Taiwan, the Philippines, Malaysia, and Thailand. The company was founded in 2014 and is headquartered in Singapore.

About Priority Technology

Priority Technology Holdings, Inc. operates as a payment technology company in the United States. The company operates through three segments: Small and Medium-Sized Businesses (SMB) Payments, Business-To-Business (B2B) Payments, and Enterprise Payments. It offers SMB payments processing solutions for B2C transactions through independent sales organizations, financial institutions, independent software vendors, and other referral partners through its MX product suite, which includes MX Connect and MX Merchant products, such as MX Insights, MX Storefront, MX Retail, MX Invoice, MX B2B and ACH.com, and others, which provides flexible and customizable set of business applications that helps to manage critical business work functions and revenue performance to resellers and merchant clients using core payment processing. The company also offers CPX, a platform that offers accounts payable automation solutions, including virtual card, purchase card, ACH +, dynamic discounting, or check. In addition, it provides curated managed services; payment-adjacent technologies to facilitate the acceptance of electronic payments from customers; and Plastiq payables management software, which helps businesses in improving cash flow with instant access to working capital. Further, the company offers embedded finance and BaaS solutions to enterprise customers to modernize legacy platforms and accelerate software partners' strategies to monetize payments; and managed services solutions that provide audience-specific programs for institutional partners and other third parties; and consulting and development solutions. It serves SMB, and enterprises, as well as distribution partners, including retail and wholesale independent sales organizations, financial institutions, and independent software vendors. The company was founded in 2005 and is headquartered in Alpharetta, Georgia.