Head-To-Head Review: SR Bancorp (SRBK) versus The Competition

SR Bancorp (NASDAQ:SRBK) is one of 41 public companies in the “Savings institutions, except federal” industry, but how does it compare to its rivals? We will compare SR Bancorp to related companies based on the strength of its earnings, dividends, analyst recommendations, profitability, risk, valuation and institutional ownership.

Valuation and Earnings

This table compares SR Bancorp and its rivals revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
SR Bancorp	$30.62 million	-$10.86 million	90.92
SR Bancorp Competitors	$314.95 million	$15.55 million	4.98

SR Bancorp’s rivals have higher revenue and earnings than SR Bancorp. SR Bancorp is trading at a higher price-to-earnings ratio than its rivals, indicating that it is currently more expensive than other companies in its industry.

Volatility & Risk

SR Bancorp has a beta of 1.14, suggesting that its share price is 14% more volatile than the S&P 500. Comparatively, SR Bancorp’s rivals have a beta of 0.57, suggesting that their average share price is 43% less volatile than the S&P 500.

Analyst Recommendations

This is a summary of current ratings and recommmendations for SR Bancorp and its rivals, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
SR Bancorp	0	0	0	0	N/A
SR Bancorp Competitors	120	585	369	5	2.24

As a group, “Savings institutions, except federal” companies have a potential upside of 5.67%. Given SR Bancorp’s rivals higher possible upside, analysts plainly believe SR Bancorp has less favorable growth aspects than its rivals.

Profitability

This table compares SR Bancorp and its rivals’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
SR Bancorp	2.25%	0.50%	0.10%
SR Bancorp Competitors	8.23%	4.96%	0.57%

Insider & Institutional Ownership

24.7% of SR Bancorp shares are owned by institutional investors. Comparatively, 44.0% of shares of all “Savings institutions, except federal” companies are owned by institutional investors. 3.6% of SR Bancorp shares are owned by company insiders. Comparatively, 8.5% of shares of all “Savings institutions, except federal” companies are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Summary

SR Bancorp rivals beat SR Bancorp on 8 of the 10 factors compared.

About SR Bancorp

SR Bancorp, Inc. operates as the holding company for Somerset Regal Bank that provides customary retail and commercial banking services to individuals, businesses, and local municipalities in the communities of Somerset, Middlesex, Hunterdon, and Essex counties in New Jersey. It offers deposit instruments, including noninterest-bearing demand deposits, interest-bearing demand accounts, savings accounts, money market accounts, and certificates of deposit. The company also provides loans comprising one- to four family-residential mortgage loans, home equity loans and lines of credit, unsecured personal loans, and rehabilitation loans; and bill payment services. In addition, it is involved in the investment activities. The company was founded in 1887 and is headquartered in Bound Brook, New Jersey.