Dacotah Banks (DBIN) versus Its Rivals Head to Head Contrast

Dacotah Banks (OTCMKTS:DBIN) is one of 316 publicly-traded companies in the “State commercial banks” industry, but how does it compare to its competitors? We will compare Dacotah Banks to related businesses based on the strength of its risk, dividends, institutional ownership, valuation, earnings, analyst recommendations and profitability.

Institutional & Insider Ownership

54.1% of shares of all “State commercial banks” companies are owned by institutional investors. 10.7% of shares of all “State commercial banks” companies are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Earnings and Valuation

This table compares Dacotah Banks and its competitors top-line revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Dacotah Banks	$199.04 million	$26.17 million	14.80
Dacotah Banks Competitors	$1.88 billion	$335.50 million	15.92

Dacotah Banks’ competitors have higher revenue and earnings than Dacotah Banks. Dacotah Banks is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Analyst Ratings

This is a summary of recent ratings and recommmendations for Dacotah Banks and its competitors, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Dacotah Banks	0	0	0	0	N/A
Dacotah Banks Competitors	1971	10567	7306	336	2.30

As a group, “State commercial banks” companies have a potential upside of 4.14%. Given Dacotah Banks’ competitors higher probable upside, analysts plainly believe Dacotah Banks has less favorable growth aspects than its competitors.

Profitability

This table compares Dacotah Banks and its competitors’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Dacotah Banks	11.08%	N/A	N/A
Dacotah Banks Competitors	16.73%	10.00%	0.91%

Volatility & Risk

Dacotah Banks has a beta of 0.38, suggesting that its stock price is 62% less volatile than the S&P 500. Comparatively, Dacotah Banks’ competitors have a beta of 0.70, suggesting that their average stock price is 30% less volatile than the S&P 500.

Dividends

Dacotah Banks pays an annual dividend of $0.60 per share and has a dividend yield of 1.8%. Dacotah Banks pays out 26.7% of its earnings in the form of a dividend. As a group, “State commercial banks” companies pay a dividend yield of 2.3% and pay out 31.0% of their earnings in the form of a dividend.

Summary

Dacotah Banks competitors beat Dacotah Banks on 11 of the 12 factors compared.

About Dacotah Banks

Dacotah Banks, Inc. provides various banking and financial products and services to individuals and businesses. The company provides demand and certificates of deposit; checking, individual retirement, health savings, and money market accounts; and commercial, commercial real estate, residential mortgage, and consumer loans. It also offers vehicle, boat, motorhome, mortgage, camper, motorcycle, snowmobile, jet SKI, and ATV loans; and unsecured, overdraft protection, and student loans; business, term, and small business administration loans, and other loans. In addition, the company provides credit, debit, and gift cards; mobile and online banking; auto, homeowner, health, and life insurance products; and estate, and trust services. Further, the company offers retirement planning, investment management, foundation, endowment, bill paying, charitable giving, and elder care services, as well as cash management services. Additionally, it provides offers operating lines of credit, state and federal programs, and equipment loans and leases. It also provides crop, homeowner, health, life, farm, and ranch insurance services; and farm and ranch management services. The company operates across various locations in Minnesota, North Dakota, and South Dakota. Dacotah Banks, Inc. was founded in 1955 and is headquartered in Aberdeen, South Dakota.