Hut 8 (NASDAQ:HUT) and Oportun Financial (NASDAQ:OPRT) Head to Head Contrast

Hut 8 (NASDAQ:HUT) and Oportun Financial (NASDAQ:OPRT) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their profitability, institutional ownership, analyst recommendations, risk, valuation, earnings and dividends.

Volatility & Risk

Hut 8 has a beta of 3.99, suggesting that its stock price is 299% more volatile than the S&P 500. Comparatively, Oportun Financial has a beta of 1.1, suggesting that its stock price is 10% more volatile than the S&P 500.

Valuation and Earnings

This table compares Hut 8 and Oportun Financial”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Hut 8	$73.90 million	24.14	-$186.77 million	N/A	N/A
Oportun Financial	$1.06 billion	0.10	-$179.95 million	($3.10)	-0.99

Oportun Financial has higher revenue and earnings than Hut 8.

Insider & Institutional Ownership

31.8% of Hut 8 shares are owned by institutional investors. Comparatively, 82.7% of Oportun Financial shares are owned by institutional investors. 12.0% of Hut 8 shares are owned by insiders. Comparatively, 9.3% of Oportun Financial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Profitability

This table compares Hut 8 and Oportun Financial’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Hut 8	N/A	N/A	N/A
Oportun Financial	-11.66%	-11.04%	-1.31%

Analyst Ratings

This is a breakdown of current ratings and recommmendations for Hut 8 and Oportun Financial, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Hut 8	0	0	6	0	3.00
Oportun Financial	0	3	1	1	2.60

Hut 8 presently has a consensus target price of $17.00, indicating a potential downside of 13.20%. Oportun Financial has a consensus target price of $5.50, indicating a potential upside of 78.57%. Given Oportun Financial’s higher probable upside, analysts clearly believe Oportun Financial is more favorable than Hut 8.

Summary

Hut 8 beats Oportun Financial on 8 of the 13 factors compared between the two stocks.

About Hut 8

Hut 8 Corp., together with its subsidiaries, acquires, builds, manages, and operates data centers for digital assets mining, computing, and artificial intelligence in the United States. It operates in four segments: Digital Assets Mining, Managed Services, High Performance Computing Colocation and Cloud, and Other. The company mines Bitcoin. It also offers managed services for energy infrastructure development, such as site design, procurement, and construction management; software automation, process design, personnel hiring, and team training; utilities contracts, hosting operations, and customer management; energy portfolio optimization and strategic initiatives; and finance, accounting, and safety services for digital asset mining site owners, governments, and data center developers. In addition, the company provides colocation, cloud, and connectivity services; hosting services, which include the provision of mining equipment and space, as well as monitors, troubleshoots, repairs, and maintains customer mining equipment; and equipment sales and repair services. Hut 8 Corp. was founded in 2017 and is based in Miami, Florida.

About Oportun Financial

Oportun Financial Corporation provides financial services. The company offers personal loans and credit cards. It serves customers through online and over the phone, as well as through retail and Lending as a Service partner locations. The company was founded in 2005 and is headquartered in San Carlos, California.