Head-To-Head Analysis: Brunswick Bancorp (OTCMKTS:BRBW) versus Republic Bancorp (NASDAQ:RBCAA)

Brunswick Bancorp (OTCMKTS:BRBW) and Republic Bancorp (NASDAQ:RBCAA) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their risk, dividends, institutional ownership, earnings, valuation, profitability and analyst recommendations.

Profitability

This table compares Brunswick Bancorp and Republic Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Brunswick Bancorp	20.13%	N/A	N/A
Republic Bancorp	20.65%	10.79%	1.52%

Valuation and Earnings

This table compares Brunswick Bancorp and Republic Bancorp”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Brunswick Bancorp	$16.41 million	2.75	$3.85 million	$1.21	13.22
Republic Bancorp	$427.52 million	3.54	$90.37 million	$5.26	14.80

Republic Bancorp has higher revenue and earnings than Brunswick Bancorp. Brunswick Bancorp is trading at a lower price-to-earnings ratio than Republic Bancorp, indicating that it is currently the more affordable of the two stocks.

Insider & Institutional Ownership

2.5% of Brunswick Bancorp shares are owned by institutional investors. Comparatively, 24.4% of Republic Bancorp shares are owned by institutional investors. 56.6% of Republic Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Volatility and Risk

Brunswick Bancorp has a beta of 0.05, suggesting that its stock price is 95% less volatile than the S&P 500. Comparatively, Republic Bancorp has a beta of 0.51, suggesting that its stock price is 49% less volatile than the S&P 500.

Analyst Recommendations

This is a summary of recent recommendations and price targets for Brunswick Bancorp and Republic Bancorp, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Brunswick Bancorp	0	0	0	0	0.00
Republic Bancorp	0	1	0	0	2.00

Republic Bancorp has a consensus target price of $80.00, indicating a potential upside of 2.79%. Given Republic Bancorp’s stronger consensus rating and higher probable upside, analysts clearly believe Republic Bancorp is more favorable than Brunswick Bancorp.

Summary

Republic Bancorp beats Brunswick Bancorp on 13 of the 13 factors compared between the two stocks.

About Brunswick Bancorp

Brunswick Bancorp is a bank holding company, which engages in the provision of consumer and commercial banking services. It offers personal banking, checking, certificate of deposit accounts, business checking, equipment leasing, commercial mortgages, small business loans, construction loans, and merchant services. The company was founded in 1984 and is headquartered in New Brunswick, NJ.

About Republic Bancorp

Republic Bancorp, Inc. operates as a bank holding company for Republic Bank & Trust Company that provides various banking products and services in the United States. It operates in six segments: Traditional Banking, Warehouse, Mortgage Banking, Tax Refund Solutions, Republic Payment Solutions, and Republic Credit Solutions. The company offers demand, money market accounts, savings, individual retirement accounts, time, brokered, and other certificates of deposit; and retail and commercial mortgage, construction and land development, consumer, aircraft, and marine loans. It also provides credit cards; title insurance and other financial products and services; and private banking, lockbox processing, remote deposit capture, business online banking, account reconciliation, automated clearing house processing, and internet and mobile banking services. In addition, it offers short-term and revolving credit facilities to mortgage bankers through mortgage warehouse lines of credit; mortgage banking; tax refund solutions, which facilitate the receipt and payment of federal and state tax refund products through third-party tax preparers and tax-preparation software providers; payments-related products and services to consumers through third party service providers; and consumer credit products. The company offers its services through full-services banking centers in Kentucky, Indiana, Florida, Ohio, and Tennessee. Republic Bancorp, Inc. was incorporated in 1974 and is headquartered in Louisville, Kentucky.