Reviewing Burke & Herbert Financial Services (NASDAQ:BHRB) and Jeffersonville Bancorp (OTCMKTS:JFBC)

Burke & Herbert Financial Services (NASDAQ:BHRB) and Jeffersonville Bancorp (OTCMKTS:JFBC) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their valuation, risk, institutional ownership, dividends, earnings, analyst recommendations and profitability.

Valuation and Earnings

This table compares Burke & Herbert Financial Services and Jeffersonville Bancorp”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Burke & Herbert Financial Services	$164.85 million	6.30	$22.69 million	N/A	N/A
Jeffersonville Bancorp	$32.18 million	2.76	$11.18 million	$2.48	8.46

Burke & Herbert Financial Services has higher revenue and earnings than Jeffersonville Bancorp.

Analyst Recommendations

This is a breakdown of recent recommendations and price targets for Burke & Herbert Financial Services and Jeffersonville Bancorp, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Burke & Herbert Financial Services	0	1	1	0	2.50
Jeffersonville Bancorp	0	0	0	0	0.00

Burke & Herbert Financial Services presently has a consensus price target of $74.00, suggesting a potential upside of 6.72%. Given Burke & Herbert Financial Services’ stronger consensus rating and higher probable upside, equities research analysts plainly believe Burke & Herbert Financial Services is more favorable than Jeffersonville Bancorp.

Dividends

Burke & Herbert Financial Services pays an annual dividend of $2.20 per share and has a dividend yield of 3.2%. Jeffersonville Bancorp pays an annual dividend of $0.60 per share and has a dividend yield of 2.9%. Jeffersonville Bancorp pays out 24.2% of its earnings in the form of a dividend.

Profitability

This table compares Burke & Herbert Financial Services and Jeffersonville Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Burke & Herbert Financial Services	6.55%	12.83%	1.14%
Jeffersonville Bancorp	N/A	12.96%	1.52%

Summary

Burke & Herbert Financial Services beats Jeffersonville Bancorp on 9 of the 11 factors compared between the two stocks.

About Burke & Herbert Financial Services

Burke & Herbert Financial Services Corp. operates as the bank holding company for Burke & Herbert Bank & Trust Company that provides various community banking products and services in Virginia and Maryland. It offers consumer and commercial deposit products, such as digital banking, demand, negotiable order of withdrawal, money market, and savings accounts, as well as certificates of deposit. The company also provides loans, such as commercial real estate, single family residential, owner-occupied commercial real estate, residential mortgage, acquisition, construction and development, commercial and industrial, and consumer non-real estate and other loans. In addition, it offers treasury and cash management services; and online and mobile banking, and wealth and trust services. The company was founded in 1852 and is headquartered in Alexandria, Virginia.

About Jeffersonville Bancorp

Jeffersonville Bancorp operates as the bank holding company for Jeff Bank that provides community banking services to individuals, small businesses, and local municipal governments primarily in Sullivan County, New York. The company offers various deposit products, such as checking, money market, savings, and NOW, as well as demand and time deposits. It also offers commercial mortgage, farmland, construction, real estate, agricultural, residential mortgage, home equity, consumer, installment, and other consumer loans. The company was founded in 1913 and is based in Jeffersonville, New York.