Critical Contrast: Cosmos Group (OTCMKTS:COSG) & Mogo (NASDAQ:MOGO)

Mogo (NASDAQ:MOGO) and Cosmos Group (OTCMKTS:COSG) are both small-cap business services companies, but which is the superior investment? We will compare the two companies based on the strength of their risk, analyst recommendations, earnings, valuation, profitability, dividends and institutional ownership.

Profitability

This table compares Mogo and Cosmos Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Mogo	-22.05%	-15.34%	-6.49%
Cosmos Group	N/A	N/A	-78.39%

Volatility and Risk

Mogo has a beta of 2.95, indicating that its share price is 195% more volatile than the S&P 500. Comparatively, Cosmos Group has a beta of 1.36, indicating that its share price is 36% more volatile than the S&P 500.

Institutional and Insider Ownership

14.8% of Mogo shares are owned by institutional investors. 12.3% of Mogo shares are owned by insiders. Comparatively, 0.4% of Cosmos Group shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Valuation and Earnings

This table compares Mogo and Cosmos Group”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Mogo	$70.32 million	0.52	-$13.25 million	($0.47)	-3.20
Cosmos Group	$620,000.00	0.00	-$77.34 million	N/A	N/A

Mogo has higher revenue and earnings than Cosmos Group.

Analyst Recommendations

This is a breakdown of recent recommendations for Mogo and Cosmos Group, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Mogo	0	0	1	0	3.00
Cosmos Group	0	0	0	0	0.00

Mogo currently has a consensus price target of $6.00, suggesting a potential upside of 299.44%. Given Mogo’s stronger consensus rating and higher possible upside, equities analysts clearly believe Mogo is more favorable than Cosmos Group.

Summary

Mogo beats Cosmos Group on 9 of the 11 factors compared between the two stocks.

About Mogo

Mogo Inc. operates as a digital finance company in Canada, Europe, and internationally. The company's digital solutions help build wealth and achieve financial freedom. It provides MogoTrade, a stock trading app; Moka; and MogoMoney that provides online personal loans. The company also offers digital loans and mortgages; and operates a digital payments platform that powers next-generation card programs for both global corporations and fintech companies in Europe and Canada. Mogo Inc. is headquartered in Vancouver, Canada.

About Cosmos Group

Cosmos Group Holdings Inc. focuses on the physical artworks and collectibles business in Hong Kong and internationally. It operates online platform to sell and distribute the arts and collectibles to end-users with the use of blockchain technologies and minting tokens. The company is based in Singapore.