Fidelity Federal Bancorp (OTCMKTS:FDLB) vs. Columbia Financial (NASDAQ:CLBK) Head to Head Survey

Columbia Financial (NASDAQ:CLBK) and Fidelity Federal Bancorp (OTCMKTS:FDLB) are both finance companies, but which is the better business? We will contrast the two companies based on the strength of their earnings, valuation, institutional ownership, risk, profitability, dividends and analyst recommendations.

Profitability

This table compares Columbia Financial and Fidelity Federal Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Columbia Financial	3.35%	2.09%	0.21%
Fidelity Federal Bancorp	N/A	N/A	N/A

Analyst Ratings

This is a breakdown of current ratings for Columbia Financial and Fidelity Federal Bancorp, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Columbia Financial	0	1	0	0	2.00
Fidelity Federal Bancorp	0	0	0	0	0.00

Columbia Financial currently has a consensus price target of $17.00, suggesting a potential downside of 1.56%. Given Columbia Financial’s stronger consensus rating and higher probable upside, equities analysts clearly believe Columbia Financial is more favorable than Fidelity Federal Bancorp.

Institutional & Insider Ownership

12.7% of Columbia Financial shares are held by institutional investors. 3.4% of Columbia Financial shares are held by company insiders. Comparatively, 72.2% of Fidelity Federal Bancorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Valuation and Earnings

This table compares Columbia Financial and Fidelity Federal Bancorp”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Columbia Financial	$422.36 million	4.28	$36.09 million	$0.15	115.14
Fidelity Federal Bancorp	N/A	N/A	N/A	N/A	N/A

Columbia Financial has higher revenue and earnings than Fidelity Federal Bancorp.

Summary

Columbia Financial beats Fidelity Federal Bancorp on 7 of the 8 factors compared between the two stocks.

About Columbia Financial

Columbia Financial, Inc., a bank holding company, provides various financial services to businesses and consumers in the United States. Its deposit products include checking, interest-earning checking products and municipal, savings and club deposits, and money market accounts, as well as certificates of deposit. The company also provides various loans, including multifamily and commercial real estate loans, commercial business loans, one-to-four family residential loans, construction loans, home equity loans and advances, and other consumer loans, such as automobiles and personal loans, as well as unsecured and overdraft lines of credit. In addition, it offers title insurance products; wealth management services; and cash management services comprising remote deposit, lockbox service, sweep accounts, and escrow services. The company operates full-service banking offices in New Jersey; and branch offices in Freehold, New Jersey. Columbia Financial, Inc. was founded in 1926 and is based in Fair Lawn, New Jersey. Columbia Financial, Inc. is a subsidiary of Columbia Bank MHC.

About Fidelity Federal Bancorp

Fidelity Federal Bancorp operates as a bank holding company for United Fidelity Bank, Fsb, offers personal and business banking services. The company offers checking accounts, savings accounts, retirement accounts, health savings, personal line of credit, and commercial lending services. It also provides credit and debit cards; safe deposit boxes; and online and telephone banking services. Fidelity Federal Bancorp is based in Evansville, Indiana. Fidelity Federal Bancorp operates as a subsidiary of Pedcor Financial Bancorp.