Comparing Comerica (NYSE:CMA) & Princeton National Bancorp (OTCMKTS:PNBC)

Princeton National Bancorp (OTCMKTS:PNBC) and Comerica (NYSE:CMA) are both finance companies, but which is the superior business? We will contrast the two companies based on the strength of their profitability, earnings, analyst recommendations, institutional ownership, dividends, valuation and risk.

Institutional & Insider Ownership

80.7% of Comerica shares are owned by institutional investors. 6.6% of Princeton National Bancorp shares are owned by company insiders. Comparatively, 0.2% of Comerica shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Profitability

This table compares Princeton National Bancorp and Comerica’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Princeton National Bancorp	N/A	N/A	N/A
Comerica	11.17%	12.54%	0.94%

Earnings & Valuation

This table compares Princeton National Bancorp and Comerica”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Princeton National Bancorp	N/A	N/A	N/A	N/A	N/A
Comerica	$3.20 billion	2.73	$881.00 million	$4.00	16.62

Comerica has higher revenue and earnings than Princeton National Bancorp.

Analyst Recommendations

This is a summary of current ratings and target prices for Princeton National Bancorp and Comerica, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Princeton National Bancorp	0	0	0	0	0.00
Comerica	2	12	9	0	2.30

Comerica has a consensus target price of $67.27, suggesting a potential upside of 1.18%. Given Comerica’s stronger consensus rating and higher probable upside, analysts plainly believe Comerica is more favorable than Princeton National Bancorp.

Summary

Comerica beats Princeton National Bancorp on 8 of the 9 factors compared between the two stocks.

About Princeton National Bancorp

Princeton National Bancorp, Inc. does not have significant operations. Previously it operated as a holding company for Citizens First National Bank that provided commercial banking and trust services in Illinois. The company was incorporated in 1981 and is headquartered in Princeton, Illinois.

About Comerica

Comerica Incorporated, through its subsidiaries, provides various financial products and services. The company operates through Commercial Bank, Retail Bank, Wealth Management, and Finance segments. The Commercial Bank segment offers various products and services, including commercial loans and lines of credit, deposits, cash management, payment solutions, card services, capital market products, international trade finance, letters of credit, foreign exchange management services, and loan syndication services for small and middle market businesses, multinational corporations, and governmental entities. The Retail Bank segment provides personal financial services, such as consumer lending, consumer deposit gathering, and mortgage loan origination; and various consumer products that include deposit accounts, installment loans, credit cards, student loans, home equity lines of credit, and residential mortgage loans. The Wealth Management segment offers products and services comprising financial planning, trust and fiduciary services, investment management and advisory, brokerage, private banking, and business transition planning services for affluents, high-net worth and ultra-high-net-worth individuals and families, business owners, and executives, and institutional clients. The Finance segment comprises securities portfolio, and asset and liability management activities. It operates in Texas, California, Michigan, Arizona, and Florida, the United States; and Canada and Mexico. The company was formerly known as DETROITBANK Corporation and changed its name to Comerica Incorporated in July 1982. Comerica Incorporated was founded in 1849 and is headquartered in Dallas, Texas.