Zacks Research Issues Pessimistic Outlook for TFC Earnings

Truist Financial Co. (NYSE:TFC) – Stock analysts at Zacks Research cut their Q2 2025 earnings per share estimates for Truist Financial in a research report issued to clients and investors on Thursday, January 9th. Zacks Research analyst R. Department now anticipates that the insurance provider will earn $0.93 per share for the quarter, down from their previous estimate of $0.94. The consensus estimate for Truist Financial’s current full-year earnings is $3.70 per share. Zacks Research also issued estimates for Truist Financial’s Q4 2025 earnings at $1.02 EPS, FY2025 earnings at $3.77 EPS, Q1 2026 earnings at $0.96 EPS, Q2 2026 earnings at $1.03 EPS, Q3 2026 earnings at $1.04 EPS and FY2026 earnings at $4.18 EPS.

Truist Financial (NYSE:TFC) last released its quarterly earnings results on Thursday, October 17th. The insurance provider reported $0.97 earnings per share for the quarter, beating analysts’ consensus estimates of $0.89 by $0.08. Truist Financial had a negative net margin of 4.89% and a positive return on equity of 9.35%. The company had revenue of $5.09 billion for the quarter, compared to analyst estimates of $5.05 billion.

A number of other brokerages also recently weighed in on TFC. Keefe, Bruyette & Woods boosted their price target on shares of Truist Financial from $48.00 to $49.00 and gave the stock an “overweight” rating in a report on Wednesday, October 16th. Compass Point lifted their price objective on shares of Truist Financial from $47.00 to $56.00 and gave the stock a “buy” rating in a research report on Tuesday, December 10th. JPMorgan Chase & Co. increased their target price on shares of Truist Financial from $43.50 to $47.00 and gave the company a “neutral” rating in a research report on Wednesday, October 16th. The Goldman Sachs Group lifted their price target on shares of Truist Financial from $50.00 to $60.00 and gave the stock a “buy” rating in a report on Tuesday, November 26th. Finally, Royal Bank of Canada increased their price objective on Truist Financial from $45.00 to $46.00 and gave the company an “outperform” rating in a report on Friday, October 18th. One research analyst has rated the stock with a sell rating, ten have issued a hold rating, ten have assigned a buy rating and one has assigned a strong buy rating to the company’s stock. According to data from MarketBeat.com, the company has an average rating of “Moderate Buy” and an average target price of $49.89.

Truist Financial Stock Performance

Shares of Truist Financial stock opened at $42.83 on Monday. The firm has a market capitalization of $56.86 billion, a P/E ratio of -29.95, a price-to-earnings-growth ratio of 1.88 and a beta of 1.08. The company has a current ratio of 0.85, a quick ratio of 0.85 and a debt-to-equity ratio of 0.62. The business’s fifty day simple moving average is $45.36 and its 200 day simple moving average is $43.38. Truist Financial has a 12 month low of $34.23 and a 12 month high of $49.06.

Institutional Trading of Truist Financial

Hedge funds and other institutional investors have recently bought and sold shares of the company. Graypoint LLC boosted its stake in shares of Truist Financial by 8.9% in the 4th quarter. Graypoint LLC now owns 6,745 shares of the insurance provider’s stock valued at $293,000 after purchasing an additional 550 shares in the last quarter. RMR Wealth Builders lifted its stake in Truist Financial by 1.7% in the fourth quarter. RMR Wealth Builders now owns 19,165 shares of the insurance provider’s stock worth $831,000 after purchasing an additional 324 shares during the last quarter. Sugarloaf Wealth Management LLC boosted its position in Truist Financial by 23.4% during the fourth quarter. Sugarloaf Wealth Management LLC now owns 6,848 shares of the insurance provider’s stock valued at $297,000 after buying an additional 1,298 shares during the period. Franklin Street Advisors Inc. NC grew its stake in shares of Truist Financial by 12.3% during the fourth quarter. Franklin Street Advisors Inc. NC now owns 10,957 shares of the insurance provider’s stock valued at $475,000 after buying an additional 1,200 shares during the last quarter. Finally, Wealth Enhancement Advisory Services LLC increased its holdings in shares of Truist Financial by 0.3% in the fourth quarter. Wealth Enhancement Advisory Services LLC now owns 494,122 shares of the insurance provider’s stock worth $21,134,000 after buying an additional 1,336 shares during the period. Hedge funds and other institutional investors own 71.28% of the company’s stock.

Insider Activity

In other news, CEO William H. Rogers, Jr. purchased 34,180 shares of the company’s stock in a transaction on Monday, November 25th. The stock was purchased at an average price of $48.56 per share, with a total value of $1,659,780.80. Following the completion of the purchase, the chief executive officer now directly owns 691,451 shares in the company, valued at approximately $33,576,860.56. This trade represents a 5.20 % increase in their position. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is available through this link. Also, Director K. David Jr. Boyer sold 4,966 shares of the stock in a transaction dated Wednesday, December 4th. The shares were sold at an average price of $46.20, for a total value of $229,429.20. Following the transaction, the director now owns 11,246 shares in the company, valued at $519,565.20. This trade represents a 30.63 % decrease in their ownership of the stock. The disclosure for this sale can be found here. Company insiders own 0.17% of the company’s stock.

Truist Financial Announces Dividend

The company also recently declared a quarterly dividend, which was paid on Monday, December 2nd. Shareholders of record on Friday, November 8th were issued a $0.52 dividend. This represents a $2.08 annualized dividend and a yield of 4.86%. The ex-dividend date was Friday, November 8th. Truist Financial’s payout ratio is -145.45%.

About Truist Financial

Truist Financial Corporation, a financial services company, provides banking and trust services in the Southeastern and Mid-Atlantic United States. The company operates through three segments: Consumer Banking and Wealth, Corporate and Commercial Banking, and Insurance Holdings.Its deposit products include noninterest-bearing checking, interest-bearing checking, savings, and money market deposit accounts, as well as certificates of deposit and individual retirement accounts.