Head-To-Head Analysis: SHF (NASDAQ:SHFS) and 9F (NASDAQ:JFU)

Volatility & Risk

SHF has a beta of 0.29, indicating that its stock price is 71% less volatile than the S&P 500. Comparatively, 9F has a beta of 0.44, indicating that its stock price is 56% less volatile than the S&P 500.

Earnings & Valuation

This table compares SHF and 9F”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
SHF	$22.21 million	0.95	-$17.28 million	$0.17	2.24
9F	$295.14 million	0.06	-$19.75 million	N/A	N/A

SHF has higher earnings, but lower revenue than 9F.

Profitability

This table compares SHF and 9F’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
SHF	36.34%	10.24%	5.66%
9F	N/A	N/A	N/A

Institutional & Insider Ownership

29.2% of SHF shares are held by institutional investors. 60.5% of SHF shares are held by insiders. Comparatively, 53.9% of 9F shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Summary

SHF beats 9F on 7 of the 9 factors compared between the two stocks.

About SHF

SHF Holdings, Inc., through its subsidiaries, provides access to banking, lending, and other financial services to financial institutions serving the cannabis industry. The company, through its proprietary platform, offers access to business checking and savings accounts, cash management accounts, savings and investment options, commercial lending, courier services, remote deposit services, automated clearing house payments and origination, and wire payments. Its services allow cannabis related businesses to obtain services from financial institutions that allow them to run their business with enhanced financial insight into their business and access to resources. The company was founded in 2015 and is based in Golden, Colorado. SHF Holdings, Inc. operates as a subsidiary of Partner Colorado Credit Union.

About 9F

9F Inc., together with its subsidiaries, operates internet securities service platform in the People's Republic of China. The company operates through three segments: Technology Empowerment Services, E-commerce business, and Wealth Management. Its products include digital financial accounts that offer online lending, wealth management, and payment facilitation services; revolving and non-revolving loan products to borrowers, as well as traffic referral services to financial institution partners; and a suite of online wealth management products, such as fixed income products, stocks, insurance, bank wealth management products, and mutual funds to investors in various platforms, including Wukong Licai, 9F Wallet, and 9F Puhui. The company also provides payment facilitation and other products and services that help users to pay credit card bills and household bills comprising utility bills; and other value-added services consisting of credit history search, debt consolidation, and user referral services. In addition, it offers technology empowerment services to banking, automobile, securities investment, and insurance industries; and engages in E-commerce business, which offers various categories of merchandise, including 3C products, beauty and skin care products, food, household appliances, and liquor and beverages. It provides its services to borrowers, investors, and financial institutions partners. The company was formerly known as JIUFU Financial Technology Service Limited and changed its name to 9F Inc. in June 2014. 9F Inc. was founded in 2006 and is headquartered in Beijing, the People's Republic of China.