William Blair Predicts Affirm’s Q2 Earnings (NASDAQ:AFRM)

Affirm Holdings, Inc. (NASDAQ:AFRM) – Analysts at William Blair issued their Q2 2025 earnings per share estimates for shares of Affirm in a research note issued on Wednesday, January 15th. William Blair analyst A. Jeffrey anticipates that the company will post earnings of ($0.33) per share for the quarter. William Blair currently has a “Outperform” rating on the stock. The consensus estimate for Affirm’s current full-year earnings is ($0.53) per share. William Blair also issued estimates for Affirm’s Q3 2025 earnings at ($0.49) EPS, Q4 2025 earnings at $0.01 EPS, FY2025 earnings at ($1.12) EPS, Q1 2026 earnings at ($0.34) EPS, Q2 2026 earnings at ($0.11) EPS, Q3 2026 earnings at ($0.32) EPS, Q4 2026 earnings at $0.20 EPS, FY2026 earnings at ($0.57) EPS and FY2027 earnings at $0.22 EPS.

Other analysts have also issued reports about the company. JMP Securities raised Affirm from a “market perform” rating to an “outperform” rating and set a $78.00 target price for the company in a research report on Friday, December 20th. BTIG Research upgraded Affirm from a “neutral” rating to a “buy” rating and set a $68.00 target price on the stock in a report on Tuesday, October 8th. Royal Bank of Canada reissued a “sector perform” rating and set a $46.00 target price on shares of Affirm in a research report on Friday, October 4th. Barclays boosted their price objective on Affirm from $64.00 to $75.00 and gave the stock an “overweight” rating in a report on Monday, November 25th. Finally, Morgan Stanley raised Affirm from an “underweight” rating to an “equal weight” rating and lifted their target price for the company from $22.00 to $37.00 in a research report on Wednesday, October 9th. One analyst has rated the stock with a sell rating, six have issued a hold rating, eleven have assigned a buy rating and one has given a strong buy rating to the company. According to data from MarketBeat, Affirm currently has an average rating of “Moderate Buy” and a consensus price target of $61.88.

Affirm Stock Down 0.0 %

Shares of Affirm stock opened at $57.99 on Friday. The firm has a market cap of $18.21 billion, a price-to-earnings ratio of -40.84 and a beta of 3.67. Affirm has a one year low of $22.25 and a one year high of $73.34. The company has a debt-to-equity ratio of 2.50, a current ratio of 12.60 and a quick ratio of 12.60. The stock’s 50-day moving average is $63.77 and its 200 day moving average is $45.86.

Affirm (NASDAQ:AFRM) last issued its quarterly earnings data on Thursday, November 7th. The company reported ($0.31) earnings per share for the quarter, topping the consensus estimate of ($0.36) by $0.05. Affirm had a negative net margin of 17.67% and a negative return on equity of 12.57%. The company had revenue of $698.48 million for the quarter, compared to analysts’ expectations of $661.39 million. During the same quarter in the previous year, the firm posted ($0.57) earnings per share.

Insider Activity at Affirm

In other Affirm news, CFO Robert O’hare sold 100,938 shares of the company’s stock in a transaction dated Monday, November 11th. The shares were sold at an average price of $55.00, for a total transaction of $5,551,590.00. The transaction was disclosed in a filing with the SEC, which is available through the SEC website. Also, President Libor Michalek sold 100,000 shares of Affirm stock in a transaction dated Monday, November 18th. The stock was sold at an average price of $62.00, for a total transaction of $6,200,000.00. Following the completion of the transaction, the president now owns 159,449 shares of the company’s stock, valued at $9,885,838. The trade was a 38.54 % decrease in their position. The disclosure for this sale can be found here. Over the last quarter, insiders have sold 1,323,478 shares of company stock worth $86,285,371. Insiders own 12.41% of the company’s stock.

Institutional Inflows and Outflows

A number of hedge funds have recently bought and sold shares of AFRM. Bank of Montreal Can boosted its holdings in shares of Affirm by 2,305.3% in the second quarter. Bank of Montreal Can now owns 195,936 shares of the company’s stock worth $6,466,000 after acquiring an additional 187,790 shares during the period. Oppenheimer & Co. Inc. purchased a new stake in Affirm during the 3rd quarter worth about $1,419,000. Quest Partners LLC bought a new position in Affirm in the 3rd quarter worth about $391,000. International Assets Investment Management LLC purchased a new position in Affirm during the 3rd quarter valued at about $731,000. Finally, Entropy Technologies LP bought a new stake in shares of Affirm during the third quarter valued at about $464,000. 69.29% of the stock is currently owned by hedge funds and other institutional investors.

About Affirm

Affirm Holdings, Inc operates a platform for digital and mobile-first commerce in the United States, Canada, and internationally. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time with terms ranging up to 60 months.