Analysts Offer Predictions for UCB Q1 Earnings

United Community Banks, Inc. (NASDAQ:UCB) – Equities researchers at DA Davidson issued their Q1 2025 earnings per share (EPS) estimates for shares of United Community Banks in a research report issued on Thursday, January 23rd. DA Davidson analyst G. Tenner anticipates that the company will earn $0.53 per share for the quarter. The consensus estimate for United Community Banks’ current full-year earnings is $2.30 per share.

United Community Banks (NASDAQ:UCB) last issued its quarterly earnings data on Wednesday, October 23rd. The company reported $0.57 earnings per share for the quarter, missing analysts’ consensus estimates of $0.58 by ($0.01). The company had revenue of $384.39 million for the quarter, compared to analysts’ expectations of $237.90 million. United Community Banks had a return on equity of 8.64% and a net margin of 16.48%. During the same quarter last year, the company earned $0.45 earnings per share.

Other equities research analysts have also recently issued reports about the company. Piper Sandler increased their price target on United Community Banks from $32.00 to $35.00 and gave the company a “neutral” rating in a research note on Thursday. Raymond James upgraded United Community Banks from a “market perform” rating to an “outperform” rating and set a $35.00 price target for the company in a research note on Thursday, December 19th. Finally, Truist Financial decreased their price target on United Community Banks from $32.00 to $30.00 and set a “hold” rating for the company in a research note on Friday, October 25th.

United Community Banks Stock Performance

United Community Banks stock opened at $32.91 on Friday. The company has a 50-day simple moving average of $32.67. The company has a debt-to-equity ratio of 0.08, a quick ratio of 0.78 and a current ratio of 0.78. United Community Banks has a one year low of $24.04 and a one year high of $35.38. The stock has a market capitalization of $3.93 billion, a PE ratio of 16.13 and a beta of 0.93.

Insider Activity

In other news, CFO Jefferson L. Harralson sold 10,275 shares of the stock in a transaction dated Monday, October 28th. The stock was sold at an average price of $27.76, for a total value of $285,234.00. Following the transaction, the chief financial officer now directly owns 43,991 shares of the company’s stock, valued at approximately $1,221,190.16. This represents a 18.93 % decrease in their ownership of the stock. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is accessible through the SEC website. Corporate insiders own 0.54% of the company’s stock.

United Community Banks Dividend Announcement

The company also recently disclosed a quarterly dividend, which was paid on Monday, January 6th. Stockholders of record on Monday, December 16th were issued a $0.24 dividend. This represents a $0.96 dividend on an annualized basis and a dividend yield of 2.92%. The ex-dividend date was Monday, December 16th. United Community Banks’s dividend payout ratio is presently 47.06%.

About United Community Banks

United Community Banks, Inc operates as the financial holding company for United Community Bank that provides financial products and services to commercial, retail, government, education, energy, health care, and real estate sectors. It accepts various deposit products, including checking, savings, money market, and other deposit accounts.