Head-To-Head Analysis: FlexShopper (NASDAQ:FPAY) & Eshallgo (NASDAQ:EHGO)

FlexShopper (NASDAQ:FPAY) and Eshallgo (NASDAQ:EHGO) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their dividends, institutional ownership, earnings, valuation, profitability, analyst recommendations and risk.

Profitability

This table compares FlexShopper and Eshallgo’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
FlexShopper	0.67%	23.98%	0.87%
Eshallgo	N/A	N/A	N/A

Analyst Recommendations

This is a breakdown of current ratings and recommmendations for FlexShopper and Eshallgo, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
FlexShopper	0	0	2	0	3.00
Eshallgo	0	0	0	0	0.00

FlexShopper presently has a consensus target price of $3.25, suggesting a potential upside of 127.27%. Given FlexShopper’s stronger consensus rating and higher possible upside, equities analysts plainly believe FlexShopper is more favorable than Eshallgo.

Insider & Institutional Ownership

19.4% of FlexShopper shares are owned by institutional investors. 30.2% of FlexShopper shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Valuation & Earnings

This table compares FlexShopper and Eshallgo”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
FlexShopper	$116.97 million	0.26	-$4.23 million	($0.17)	-8.41
Eshallgo	$16.96 million	1.42	$10,000.00	N/A	N/A

Eshallgo has lower revenue, but higher earnings than FlexShopper.

Summary

FlexShopper beats Eshallgo on 9 of the 11 factors compared between the two stocks.

About FlexShopper

FlexShopper, Inc., a financial technology company, operates an e-commerce marketplace to shop electronics, home furnishings, and other durable goods on a lease-to-own (LTO) basis. The company offers consumer electronics; home appliances; computers, such as tablets and wearables; smartphones; tires; and jewelry and furniture, including accessories. It also provides payment options to consumers. The company offers its products under the LG, Samsung, Sony, TCL, Frigidaire, General Electric, Whirlpool, Apple, Asus, Dell, Hewlett Packard, Toshiba, Resident, Sealy, and Ashley brands. The company was formerly known as Anchor Funding Services, Inc. and changed its name to FlexShopper, Inc. in October 2013. FlexShopper, Inc. was founded in 2003 and is headquartered in Boca Raton, Florida.

About Eshallgo

Eshallgo Inc., through its subsidiaries, engages in the sale and leasing of office equipment and after-sale maintenance and repair services in the People’s Republic of China. The company also sells office furniture, IT products, water dispensers, printing papers, and other products, as well as provides maintenance services with enterprise resource planning systems. It serves private and public sector businesses, as well as large enterprises and institutions. The company was founded in 2015 and is based in Shanghai, China.