Comparing Pacific Valley Bancorp (OTCMKTS:PVBK) and DBS Group (OTCMKTS:DBSDY)

Pacific Valley Bancorp (OTCMKTS:PVBK) and DBS Group (OTCMKTS:DBSDY) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their institutional ownership, analyst recommendations, dividends, profitability, risk, earnings and valuation.

Profitability

This table compares Pacific Valley Bancorp and DBS Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Pacific Valley Bancorp	15.07%	N/A	N/A
DBS Group	N/A	N/A	N/A

Earnings & Valuation

This table compares Pacific Valley Bancorp and DBS Group”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Pacific Valley Bancorp	$27.51 million	1.65	$4.85 million	$0.92	10.00
DBS Group	$25.60 billion	3.58	$7.49 billion	N/A	N/A

DBS Group has higher revenue and earnings than Pacific Valley Bancorp.

Risk and Volatility

Pacific Valley Bancorp has a beta of 0.35, suggesting that its stock price is 65% less volatile than the S&P 500. Comparatively, DBS Group has a beta of 0.82, suggesting that its stock price is 18% less volatile than the S&P 500.

Analyst Recommendations

This is a breakdown of recent ratings and price targets for Pacific Valley Bancorp and DBS Group, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Pacific Valley Bancorp	0	0	0	0	0.00
DBS Group	0	0	0	1	4.00

Institutional & Insider Ownership

2.8% of Pacific Valley Bancorp shares are owned by institutional investors. Comparatively, 0.2% of DBS Group shares are owned by institutional investors. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Summary

DBS Group beats Pacific Valley Bancorp on 6 of the 8 factors compared between the two stocks.

About Pacific Valley Bancorp

Pacific Valley Bancorp operates as the bank holding company for Pacific Valley Bank that provides various banking products and services in the United States. The company offers personal and business banking, including checking accounts, savings and money market accounts, and certificates of deposit; and online solutions, such as online and mobile banking, bill pay, remote deposit capture, positive pay, e-statements, and order checks. It also provides commercial or agriculture lines of credit, commercial or agriculture terms loans, commercial constructions loans, agriculture production lending, and government guaranteed loan programs; and debit card, incoming wire instructions, ATM locator, fraud prevention, identity theft, and FDIC insurance estimator services. The company was founded in 2004 and is headquartered in Salinas, California.

About DBS Group

DBS Group Holdings Ltd provides commercial banking and financial services in Singapore, Hong Kong, rest of Greater China, South and Southeast Asia, and internationally. The company’s Consumer Banking/Wealth Management segment offers banking and related financial services, including current and savings accounts, fixed deposits, loans and home finance, cards, payments, investment, and insurance products for individual customers. Its Institutional Banking segment provides financial services and products for bank and non-bank financial institutions, government-linked companies, large corporates, and small and medium sized businesses. Its products and services comprise short-term working capital financing and specialized lending; cash management, trade finance, and securities and fiduciary services; treasury and markets products; and corporate finance and advisory banking, as well as capital markets solutions. The company’s Treasury Markets segment is involved in the structuring, market-making, and trading in a range of treasury products. DBS Group Holdings Ltd was founded in 1968 and is headquartered in Singapore.