Comparing TWFG (NASDAQ:TWFG) and Tian Ruixiang (NASDAQ:TIRX)

TWFG (NASDAQ:TWFG) and Tian Ruixiang (NASDAQ:TIRX) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their institutional ownership, analyst recommendations, dividends, profitability, risk, earnings and valuation.

Earnings and Valuation

This table compares TWFG and Tian Ruixiang”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
TWFG	$172.93 million	2.51	$26.10 million	N/A	N/A
Tian Ruixiang	$1.24 million	1.02	-$2.45 million	N/A	N/A

TWFG has higher revenue and earnings than Tian Ruixiang.

Analyst Recommendations

This is a breakdown of recent ratings and price targets for TWFG and Tian Ruixiang, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
TWFG	0	4	5	0	2.56
Tian Ruixiang	0	0	0	0	0.00

TWFG currently has a consensus target price of $31.86, indicating a potential upside of 8.51%. Given TWFG’s stronger consensus rating and higher possible upside, equities analysts plainly believe TWFG is more favorable than Tian Ruixiang.

Profitability

This table compares TWFG and Tian Ruixiang’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
TWFG	N/A	N/A	N/A
Tian Ruixiang	N/A	N/A	N/A

Institutional & Insider Ownership

10.7% of Tian Ruixiang shares are owned by institutional investors. 39.6% of Tian Ruixiang shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Summary

TWFG beats Tian Ruixiang on 6 of the 8 factors compared between the two stocks.

About TWFG

TWFG, Inc. operates an independent distribution platform for personal and commercial insurance products in the United States. Its personal and commercial insurance products include auto, home, renters, life, health, motorcycle, umbrella, boat, recreational vehicle, flood, wind, event, luxury item, general liability, property, business auto, workers’ compensation, business owner policy, and professional liability insurance products, as well as commercial bonds and group benefits. The company was founded in 2001 and is based in The Woodlands, Texas. TWFG, Inc. operates as a subsidiary of Bunch Family Holdings, LLC.

About Tian Ruixiang

Tian Ruixiang Holdings Ltd, together its subsidiaries, operates as an insurance broker in China and the United States. It distributes a range of insurance products, including property and casualty insurance, such as automobile, commercial property, liability, and accidental insurance; and life insurance comprising individual and group life insurances, as well as health and miscellaneous insurance. It serves individual or institutional customers. The company was founded in 2010 and is headquartered in Beijing, China.