William Blair Issues Pessimistic Estimate for SOFI Earnings

SoFi Technologies, Inc. (NASDAQ:SOFIFree Report) – Research analysts at William Blair reduced their Q3 2025 earnings estimates for SoFi Technologies in a report issued on Monday, January 27th. William Blair analyst A. Jeffrey now expects that the company will post earnings of $0.08 per share for the quarter, down from their previous forecast of $0.09. William Blair has a “Outperform” rating on the stock. The consensus estimate for SoFi Technologies’ current full-year earnings is $0.12 per share. William Blair also issued estimates for SoFi Technologies’ Q4 2025 earnings at $0.08 EPS, FY2025 earnings at $0.28 EPS, Q1 2026 earnings at $0.09 EPS, Q2 2026 earnings at $0.12 EPS, Q3 2026 earnings at $0.15 EPS, Q4 2026 earnings at $0.15 EPS and FY2026 earnings at $0.51 EPS.

Several other equities analysts have also weighed in on SOFI. Bank of America restated an “underperform” rating and issued a $12.00 price target on shares of SoFi Technologies in a research note on Monday, December 9th. UBS Group upped their target price on SoFi Technologies from $10.50 to $14.00 and gave the stock a “neutral” rating in a research note on Tuesday. Barclays lifted their price target on shares of SoFi Technologies from $8.00 to $9.00 and gave the company an “equal weight” rating in a research note on Wednesday, October 30th. Keefe, Bruyette & Woods restated an “underperform” rating and set a $8.00 price objective (up from $7.00) on shares of SoFi Technologies in a research report on Thursday, January 2nd. Finally, The Goldman Sachs Group boosted their target price on shares of SoFi Technologies from $8.50 to $9.50 and gave the stock a “neutral” rating in a research note on Tuesday. Four analysts have rated the stock with a sell rating, six have issued a hold rating and five have assigned a buy rating to the company’s stock. According to data from MarketBeat.com, the stock currently has a consensus rating of “Hold” and a consensus target price of $12.50.

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SoFi Technologies Price Performance

NASDAQ:SOFI opened at $15.99 on Wednesday. The firm’s fifty day moving average is $15.81 and its two-hundred day moving average is $11.25. The firm has a market cap of $17.35 billion, a price-to-earnings ratio of 159.92, a PEG ratio of 1.19 and a beta of 1.78. The company has a debt-to-equity ratio of 0.52, a quick ratio of 0.18 and a current ratio of 0.49. SoFi Technologies has a one year low of $6.01 and a one year high of $18.42.

SoFi Technologies (NASDAQ:SOFIGet Free Report) last released its quarterly earnings results on Monday, January 27th. The company reported $0.05 earnings per share for the quarter, beating analysts’ consensus estimates of $0.04 by $0.01. SoFi Technologies had a net margin of 8.38% and a return on equity of 3.71%. During the same period in the previous year, the company posted $0.04 EPS.

Insider Activity at SoFi Technologies

In other news, EVP Kelli Keough sold 9,590 shares of the company’s stock in a transaction on Wednesday, November 20th. The stock was sold at an average price of $14.56, for a total transaction of $139,630.40. Following the completion of the sale, the executive vice president now directly owns 142,613 shares in the company, valued at $2,076,445.28. This represents a 6.30 % decrease in their position. The transaction was disclosed in a filing with the SEC, which is available at this link. Also, CTO Jeremy Rishel sold 64,991 shares of the company’s stock in a transaction dated Thursday, December 19th. The stock was sold at an average price of $15.72, for a total value of $1,021,658.52. Following the sale, the chief technology officer now owns 586,494 shares of the company’s stock, valued at $9,219,685.68. This represents a 9.98 % decrease in their ownership of the stock. The disclosure for this sale can be found here. In the last quarter, insiders sold 26,008,870 shares of company stock valued at $416,950,073. 2.60% of the stock is owned by insiders.

Institutional Investors Weigh In On SoFi Technologies

A number of large investors have recently added to or reduced their stakes in the company. Connor Clark & Lunn Investment Management Ltd. lifted its position in shares of SoFi Technologies by 214.9% during the third quarter. Connor Clark & Lunn Investment Management Ltd. now owns 3,940,340 shares of the company’s stock worth $30,971,000 after purchasing an additional 2,688,847 shares during the last quarter. Quadrature Capital Ltd acquired a new position in shares of SoFi Technologies in the 3rd quarter worth approximately $16,014,000. Zacks Investment Management bought a new stake in shares of SoFi Technologies in the 3rd quarter valued at approximately $3,766,000. Point72 DIFC Ltd acquired a new stake in shares of SoFi Technologies during the 3rd quarter valued at approximately $3,219,000. Finally, Rockefeller Capital Management L.P. lifted its stake in SoFi Technologies by 20.6% during the third quarter. Rockefeller Capital Management L.P. now owns 2,209,266 shares of the company’s stock worth $17,365,000 after purchasing an additional 376,899 shares during the last quarter. 38.43% of the stock is owned by institutional investors and hedge funds.

About SoFi Technologies

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SoFi Technologies, Inc provides various financial services in the United States, Latin America, and Canada. It operates through three segments: Lending, Technology Platform, and Financial Services. The company offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money.

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Earnings History and Estimates for SoFi Technologies (NASDAQ:SOFI)

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