Seaport Res Ptn Forecasts Bread Financial Q1 Earnings

Bread Financial Holdings, Inc. (NYSE:BFH) – Stock analysts at Seaport Res Ptn issued their Q1 2025 earnings estimates for shares of Bread Financial in a report released on Monday, February 3rd. Seaport Res Ptn analyst W. Ryan forecasts that the company will post earnings of $2.33 per share for the quarter. The consensus estimate for Bread Financial’s current full-year earnings is $6.46 per share. Seaport Res Ptn also issued estimates for Bread Financial’s Q2 2025 earnings at $1.49 EPS, Q3 2025 earnings at $2.38 EPS, Q4 2025 earnings at $0.35 EPS, FY2025 earnings at $6.55 EPS and FY2026 earnings at $8.00 EPS.

Bread Financial (NYSE:BFH) last announced its quarterly earnings results on Thursday, January 30th. The company reported $0.41 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.34 by $0.07. Bread Financial had a return on equity of 12.41% and a net margin of 5.75%.

A number of other equities research analysts have also recently issued reports on BFH. Evercore ISI boosted their target price on shares of Bread Financial from $52.00 to $54.00 and gave the company an “in-line” rating in a research report on Wednesday, October 30th. Keefe, Bruyette & Woods raised their target price on Bread Financial from $67.00 to $88.00 and gave the company an “outperform” rating in a report on Monday, December 9th. Morgan Stanley upgraded shares of Bread Financial from an “underweight” rating to an “overweight” rating and raised their price target for the company from $35.00 to $76.00 in a research note on Thursday, December 19th. TD Cowen boosted their price objective on Bread Financial from $48.00 to $50.00 and gave the stock a “hold” rating in a research report on Monday, October 28th. Finally, Barclays upped their price target on shares of Bread Financial from $51.00 to $53.00 and gave the company an “underweight” rating in a research report on Friday, January 31st. Two equities research analysts have rated the stock with a sell rating, nine have given a hold rating and five have issued a buy rating to the stock. Based on data from MarketBeat, the stock has an average rating of “Hold” and a consensus price target of $59.69.

Bread Financial Trading Up 2.9 %

Shares of NYSE:BFH opened at $61.92 on Wednesday. The business has a 50 day moving average of $62.13 and a 200-day moving average of $55.90. The stock has a market cap of $3.08 billion, a PE ratio of 11.16, a P/E/G ratio of 1.38 and a beta of 1.93. Bread Financial has a 12-month low of $32.10 and a 12-month high of $66.71. The company has a quick ratio of 1.19, a current ratio of 1.15 and a debt-to-equity ratio of 0.33.

Institutional Inflows and Outflows

Several institutional investors have recently bought and sold shares of BFH. The Manufacturers Life Insurance Company raised its position in Bread Financial by 4.9% in the 2nd quarter. The Manufacturers Life Insurance Company now owns 27,252 shares of the company’s stock valued at $1,214,000 after buying an additional 1,276 shares during the last quarter. SG Americas Securities LLC bought a new stake in shares of Bread Financial in the third quarter valued at approximately $363,000. Handelsbanken Fonder AB lifted its position in shares of Bread Financial by 75.0% during the third quarter. Handelsbanken Fonder AB now owns 14,000 shares of the company’s stock worth $666,000 after acquiring an additional 6,000 shares in the last quarter. GAMMA Investing LLC raised its stake in shares of Bread Financial by 33.5% during the 3rd quarter. GAMMA Investing LLC now owns 1,035 shares of the company’s stock valued at $49,000 after purchasing an additional 260 shares during the period. Finally, CWM LLC increased its position in shares of Bread Financial by 43.7% during the third quarter. CWM LLC now owns 2,455 shares of the company’s stock valued at $117,000 after buying an additional 747 shares during the period. Institutional investors and hedge funds own 99.52% of the company’s stock.

Bread Financial Announces Dividend

The company also recently disclosed a quarterly dividend, which will be paid on Friday, March 21st. Stockholders of record on Friday, February 14th will be issued a dividend of $0.21 per share. The ex-dividend date of this dividend is Friday, February 14th. This represents a $0.84 annualized dividend and a dividend yield of 1.36%. Bread Financial’s dividend payout ratio is 15.14%.

Bread Financial Company Profile

Bread Financial Holdings, Inc provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit.