Lendway (NASDAQ:LDWY) versus Scheid Vineyards (OTCMKTS:SVIN) Critical Survey

Profitability

This table compares Scheid Vineyards and Lendway’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Scheid Vineyards	-43.54%	N/A	N/A
Lendway	N/A	-21.56%	-4.32%

Volatility and Risk

Scheid Vineyards has a beta of 0.16, suggesting that its stock price is 84% less volatile than the S&P 500. Comparatively, Lendway has a beta of 1.89, suggesting that its stock price is 89% more volatile than the S&P 500.

Insider and Institutional Ownership

6.6% of Lendway shares are held by institutional investors. 9.6% of Scheid Vineyards shares are held by insiders. Comparatively, 13.2% of Lendway shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Earnings and Valuation

This table compares Scheid Vineyards and Lendway”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Scheid Vineyards	$68.03 million	0.06	-$20.65 million	($27.98)	-0.16
Lendway	$18.80 million	0.40	$2.41 million	($1.98)	-2.16

Lendway has lower revenue, but higher earnings than Scheid Vineyards. Lendway is trading at a lower price-to-earnings ratio than Scheid Vineyards, indicating that it is currently the more affordable of the two stocks.

Summary

Lendway beats Scheid Vineyards on 7 of the 11 factors compared between the two stocks.

About Scheid Vineyards

Scheid Vineyards Inc. manufactures and sells wine in the United States. The company operates vineyards in Monterey and San Benito counties of California. It offers red, white, reserve, dessert wines, as well as accessories, such as wine glass. The company was incorporated in 1971 and is based in Salinas, California.

About Lendway

Lendway, Inc. operates as a specialty agricultural and finance company focusing on making and managing its agricultural investments in the United States and internationally. It owns and operates FarmlandCredit.com, a non-bank lending business that seeks to purchase existing loans and/or originate and fund new loans domestically. The company was formerly known as Insignia Systems, Inc. and changed its name to Lendway, Inc. in August 2023. The company was incorporated in 1990 and is headquartered in Minneapolis, Minnesota.