Contrasting Catalyst Bancorp (NASDAQ:CLST) & Security Bancorp (OTCMKTS:SCYT)

Insider and Institutional Ownership

33.1% of Catalyst Bancorp shares are owned by institutional investors. 5.9% of Catalyst Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Risk and Volatility

Security Bancorp has a beta of 0.11, indicating that its share price is 89% less volatile than the S&P 500. Comparatively, Catalyst Bancorp has a beta of 0.14, indicating that its share price is 86% less volatile than the S&P 500.

Profitability

This table compares Security Bancorp and Catalyst Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Security Bancorp	N/A	N/A	N/A
Catalyst Bancorp	N/A	-3.78%	-1.08%

Earnings & Valuation

This table compares Security Bancorp and Catalyst Bancorp”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Security Bancorp	$17.22 million	1.51	$3.27 million	N/A	N/A
Catalyst Bancorp	$10.02 million	5.05	-$3.09 million	($0.74)	-15.74

Security Bancorp has higher revenue and earnings than Catalyst Bancorp.

About Security Bancorp

Security Bancorp, Inc. operates as the bank holding company for Security Federal Savings Bank that provides banking products and services to individual and corporate customers in Tennessee. The company's deposit products include checking and savings accounts, and certificates of deposit. It also offers consumer loans; mortgage loans; and commercial loans, including installment loans, lines of credit, and real estate lending. In addition, the company provides financial services, as well as online, mobile, and telephone banking services. Security Bancorp, Inc. was founded in 1960 and is headquartered in McMinnville, Tennessee.

About Catalyst Bancorp

Catalyst Bancorp, Inc. operates as a holding company for Catalyst Bank that provides various banking services to individuals and businesses in Louisiana. The company accepts various deposit products, including savings accounts, demand and NOW accounts, money market accounts, and certificates of deposit. It also offers single family residential first mortgage loans, commercial real estate mortgage loans, multi-family residential mortgage loans, commercial and industrial loans, construction and land loans, consumer loans, and other loans. In addition, the company invests in various types of securities comprising mortgage-backed securities, the U.S. treasury obligations, securities of various federal agencies and of state and municipal governments, certificates of deposit at federally insured banks and savings institutions, and federal funds. Catalyst Bancorp, Inc. was founded in 1922 and is headquartered in Opelousas, Louisiana.