Zacks Research Has Positive Outlook for SYF Q1 Earnings

Synchrony Financial (NYSE:SYF) – Research analysts at Zacks Research lifted their Q1 2025 EPS estimates for shares of Synchrony Financial in a note issued to investors on Monday, February 10th. Zacks Research analyst K. Dey now anticipates that the financial services provider will earn $1.64 per share for the quarter, up from their previous forecast of $1.59. The consensus estimate for Synchrony Financial’s current full-year earnings is $7.45 per share. Zacks Research also issued estimates for Synchrony Financial’s Q4 2025 earnings at $1.75 EPS and FY2027 earnings at $9.50 EPS.

Synchrony Financial (NYSE:SYF) last issued its quarterly earnings data on Tuesday, January 28th. The financial services provider reported $1.91 EPS for the quarter, beating the consensus estimate of $1.89 by $0.02. Synchrony Financial had a net margin of 15.36% and a return on equity of 18.30%.

Several other analysts have also recently weighed in on the stock. Bank of America lifted their price target on shares of Synchrony Financial from $82.00 to $85.00 and gave the company a “buy” rating in a report on Tuesday, January 28th. TD Cowen raised their price objective on shares of Synchrony Financial from $60.00 to $62.00 and gave the stock a “buy” rating in a report on Thursday, October 17th. Deutsche Bank Aktiengesellschaft increased their target price on Synchrony Financial from $58.00 to $68.00 and gave the stock a “buy” rating in a research report on Thursday, October 17th. Truist Financial lifted their price target on Synchrony Financial from $72.00 to $77.00 and gave the company a “hold” rating in a research report on Thursday, January 30th. Finally, The Goldman Sachs Group increased their price objective on Synchrony Financial from $72.50 to $82.00 and gave the stock a “buy” rating in a report on Wednesday, January 8th. Seven investment analysts have rated the stock with a hold rating, fifteen have given a buy rating and one has assigned a strong buy rating to the company’s stock. According to MarketBeat, Synchrony Financial presently has a consensus rating of “Moderate Buy” and an average price target of $69.30.

Synchrony Financial Trading Down 1.9 %

NYSE SYF opened at $63.98 on Wednesday. The stock has a market cap of $24.91 billion, a P/E ratio of 7.49, a price-to-earnings-growth ratio of 0.72 and a beta of 1.63. Synchrony Financial has a fifty-two week low of $38.25 and a fifty-two week high of $70.93. The stock has a 50 day simple moving average of $67.10 and a two-hundred day simple moving average of $58.31. The company has a debt-to-equity ratio of 1.01, a quick ratio of 1.25 and a current ratio of 1.24.

Synchrony Financial Dividend Announcement

The business also recently announced a quarterly dividend, which will be paid on Tuesday, February 18th. Investors of record on Monday, February 3rd will be issued a $0.25 dividend. The ex-dividend date of this dividend is Monday, February 3rd. This represents a $1.00 dividend on an annualized basis and a yield of 1.56%. Synchrony Financial’s dividend payout ratio is currently 11.71%.

Insider Activity at Synchrony Financial

In other news, insider Jonathan S. Mothner sold 34,163 shares of the company’s stock in a transaction dated Friday, November 15th. The stock was sold at an average price of $64.99, for a total value of $2,220,253.37. Following the completion of the transaction, the insider now owns 127,587 shares of the company’s stock, valued at $8,291,879.13. This represents a 21.12 % decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the SEC, which is available at this hyperlink. 0.33% of the stock is owned by company insiders.

Institutional Inflows and Outflows

Several hedge funds and other institutional investors have recently made changes to their positions in SYF. Geode Capital Management LLC grew its holdings in shares of Synchrony Financial by 2.1% in the fourth quarter. Geode Capital Management LLC now owns 9,963,573 shares of the financial services provider’s stock valued at $650,678,000 after purchasing an additional 205,641 shares in the last quarter. Allianz Asset Management GmbH grew its stake in shares of Synchrony Financial by 7.4% in the 4th quarter. Allianz Asset Management GmbH now owns 5,509,314 shares of the financial services provider’s stock worth $358,105,000 after buying an additional 380,870 shares in the last quarter. Norges Bank bought a new stake in shares of Synchrony Financial in the 4th quarter worth about $347,903,000. Southpoint Capital Advisors LP raised its position in shares of Synchrony Financial by 37.9% during the 3rd quarter. Southpoint Capital Advisors LP now owns 4,600,000 shares of the financial services provider’s stock valued at $229,448,000 after buying an additional 1,265,000 shares in the last quarter. Finally, Jacobs Levy Equity Management Inc. lifted its holdings in shares of Synchrony Financial by 3.7% in the 3rd quarter. Jacobs Levy Equity Management Inc. now owns 4,447,275 shares of the financial services provider’s stock valued at $221,830,000 after acquiring an additional 157,948 shares during the last quarter. Institutional investors own 96.48% of the company’s stock.

Synchrony Financial Company Profile

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party securities brokerage firms.