What is Roth Capital’s Estimate for CINF Q3 Earnings?

Cincinnati Financial Co. (NASDAQ:CINF) – Equities researchers at Roth Capital lowered their Q3 2025 earnings estimates for shares of Cincinnati Financial in a report issued on Wednesday, February 12th. Roth Capital analyst H. Fong now anticipates that the insurance provider will post earnings per share of $1.47 for the quarter, down from their previous estimate of $1.57. The consensus estimate for Cincinnati Financial’s current full-year earnings is $6.33 per share. Roth Capital also issued estimates for Cincinnati Financial’s Q4 2025 earnings at $2.77 EPS, Q1 2026 earnings at $2.29 EPS, Q2 2026 earnings at $1.64 EPS, Q3 2026 earnings at $1.67 EPS and Q4 2026 earnings at $3.20 EPS.

Cincinnati Financial (NASDAQ:CINF) last posted its earnings results on Monday, February 10th. The insurance provider reported $3.14 EPS for the quarter, topping the consensus estimate of $1.90 by $1.24. Cincinnati Financial had a net margin of 25.26% and a return on equity of 8.25%.

Several other research analysts have also recently issued reports on the company. Piper Sandler lifted their target price on Cincinnati Financial from $116.00 to $126.00 and gave the company a “neutral” rating in a research report on Tuesday, October 29th. Keefe, Bruyette & Woods lifted their price objective on shares of Cincinnati Financial from $180.00 to $182.00 and gave the stock an “outperform” rating in a report on Thursday. Finally, Roth Mkm upped their target price on shares of Cincinnati Financial from $140.00 to $160.00 and gave the stock a “buy” rating in a research note on Wednesday. One investment analyst has rated the stock with a hold rating and five have given a buy rating to the company. According to data from MarketBeat.com, the company currently has an average rating of “Moderate Buy” and an average price target of $151.00.

Cincinnati Financial Stock Performance

Shares of CINF opened at $137.19 on Thursday. The firm has a market capitalization of $21.45 billion, a P/E ratio of 7.05, a P/E/G ratio of 2.42 and a beta of 0.71. Cincinnati Financial has a 52 week low of $109.93 and a 52 week high of $161.74. The stock has a 50 day moving average price of $142.47 and a two-hundred day moving average price of $140.42. The company has a debt-to-equity ratio of 0.06, a quick ratio of 0.31 and a current ratio of 0.31.

Cincinnati Financial Increases Dividend

The firm also recently announced a quarterly dividend, which will be paid on Tuesday, April 15th. Stockholders of record on Monday, March 24th will be given a dividend of $0.87 per share. The ex-dividend date is Monday, March 24th. This is a positive change from Cincinnati Financial’s previous quarterly dividend of $0.81. This represents a $3.48 annualized dividend and a dividend yield of 2.54%. Cincinnati Financial’s dividend payout ratio (DPR) is currently 16.65%.

Insider Transactions at Cincinnati Financial

In other Cincinnati Financial news, Director Dirk J. Debbink bought 1,000 shares of the stock in a transaction dated Tuesday, December 3rd. The shares were bought at an average cost of $157.19 per share, for a total transaction of $157,190.00. Following the purchase, the director now directly owns 54,500 shares of the company’s stock, valued at approximately $8,566,855. This trade represents a 1.87 % increase in their position. The purchase was disclosed in a filing with the Securities & Exchange Commission, which is accessible through the SEC website. Company insiders own 2.83% of the company’s stock.

Institutional Investors Weigh In On Cincinnati Financial

A number of hedge funds have recently made changes to their positions in the business. Vanguard Group Inc. raised its stake in shares of Cincinnati Financial by 0.9% during the 4th quarter. Vanguard Group Inc. now owns 19,167,705 shares of the insurance provider’s stock worth $2,754,399,000 after purchasing an additional 173,417 shares during the period. Charles Schwab Investment Management Inc. raised its stake in Cincinnati Financial by 3.9% in the 4th quarter. Charles Schwab Investment Management Inc. now owns 6,006,254 shares of the insurance provider’s stock valued at $863,099,000 after acquiring an additional 224,033 shares during the period. Geode Capital Management LLC raised its stake in Cincinnati Financial by 5.0% in the 4th quarter. Geode Capital Management LLC now owns 3,930,022 shares of the insurance provider’s stock valued at $563,323,000 after acquiring an additional 185,705 shares during the period. Norges Bank bought a new stake in Cincinnati Financial in the 4th quarter valued at about $223,959,000. Finally, Johnson Investment Counsel Inc. raised its stake in Cincinnati Financial by 0.7% in the 4th quarter. Johnson Investment Counsel Inc. now owns 1,332,689 shares of the insurance provider’s stock valued at $191,507,000 after acquiring an additional 8,736 shares during the period. 65.24% of the stock is currently owned by institutional investors.

Cincinnati Financial Company Profile

Cincinnati Financial Corporation, together with its subsidiaries, provides property casualty insurance products in the United States. It operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty, commercial property, commercial auto, and workers' compensation.