Q1 EPS Estimates for Bread Financial Raised by Analyst

Bread Financial Holdings, Inc. (NYSE:BFH) – Analysts at Zacks Research lifted their Q1 2025 earnings per share estimates for Bread Financial in a report issued on Wednesday, February 12th. Zacks Research analyst T. De now forecasts that the company will earn $1.60 per share for the quarter, up from their previous forecast of $1.54. The consensus estimate for Bread Financial’s current full-year earnings is $6.63 per share. Zacks Research also issued estimates for Bread Financial’s Q2 2025 earnings at $1.48 EPS, Q3 2025 earnings at $1.77 EPS, Q1 2026 earnings at $1.27 EPS, Q2 2026 earnings at $2.16 EPS, Q3 2026 earnings at $1.87 EPS and Q4 2026 earnings at $2.16 EPS.

A number of other equities research analysts also recently commented on BFH. Royal Bank of Canada upped their price objective on Bread Financial from $62.00 to $68.00 and gave the company a “sector perform” rating in a report on Friday, January 31st. Barclays upped their price target on Bread Financial from $51.00 to $53.00 and gave the company an “underweight” rating in a research note on Friday, January 31st. Morgan Stanley raised shares of Bread Financial from an “underweight” rating to an “overweight” rating and lifted their price objective for the stock from $35.00 to $76.00 in a research note on Thursday, December 19th. Keefe, Bruyette & Woods increased their target price on shares of Bread Financial from $67.00 to $88.00 and gave the stock an “outperform” rating in a report on Monday, December 9th. Finally, Evercore ISI boosted their price target on shares of Bread Financial from $52.00 to $54.00 and gave the company an “in-line” rating in a report on Wednesday, October 30th. Two investment analysts have rated the stock with a sell rating, nine have issued a hold rating and five have given a buy rating to the company. According to data from MarketBeat, Bread Financial currently has an average rating of “Hold” and a consensus target price of $59.69.

Bread Financial Stock Performance

Shares of Bread Financial stock opened at $62.41 on Friday. Bread Financial has a 52 week low of $32.10 and a 52 week high of $66.71. The company has a debt-to-equity ratio of 0.33, a quick ratio of 1.19 and a current ratio of 1.15. The stock has a market capitalization of $3.10 billion, a price-to-earnings ratio of 11.24, a PEG ratio of 1.34 and a beta of 1.93. The firm has a fifty day moving average of $62.30 and a two-hundred day moving average of $56.34.

Bread Financial (NYSE:BFH) last posted its quarterly earnings results on Thursday, January 30th. The company reported $0.41 earnings per share for the quarter, topping analysts’ consensus estimates of $0.34 by $0.07. Bread Financial had a net margin of 5.75% and a return on equity of 12.41%.

Institutional Trading of Bread Financial

Hedge funds and other institutional investors have recently made changes to their positions in the business. Picton Mahoney Asset Management increased its stake in Bread Financial by 2,083.3% in the 4th quarter. Picton Mahoney Asset Management now owns 524 shares of the company’s stock valued at $32,000 after buying an additional 500 shares during the last quarter. Pinnacle Holdings LLC bought a new position in shares of Bread Financial in the 4th quarter valued at about $46,000. GAMMA Investing LLC increased its position in shares of Bread Financial by 33.5% in the third quarter. GAMMA Investing LLC now owns 1,035 shares of the company’s stock valued at $49,000 after acquiring an additional 260 shares during the last quarter. Smartleaf Asset Management LLC raised its holdings in Bread Financial by 207.7% during the fourth quarter. Smartleaf Asset Management LLC now owns 1,394 shares of the company’s stock worth $86,000 after acquiring an additional 941 shares in the last quarter. Finally, CWM LLC raised its holdings in Bread Financial by 43.7% during the third quarter. CWM LLC now owns 2,455 shares of the company’s stock worth $117,000 after acquiring an additional 747 shares in the last quarter. 99.52% of the stock is currently owned by institutional investors and hedge funds.

Bread Financial Announces Dividend

The company also recently declared a quarterly dividend, which will be paid on Friday, March 21st. Shareholders of record on Friday, February 14th will be given a dividend of $0.21 per share. This represents a $0.84 dividend on an annualized basis and a yield of 1.35%. The ex-dividend date is Friday, February 14th. Bread Financial’s dividend payout ratio (DPR) is currently 15.14%.

Bread Financial Company Profile

Bread Financial Holdings, Inc provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit.