Analyzing United Overseas Bank (OTC:UOVEY) & Banco Latinoamericano de Comercio Exterior, S. A. (NYSE:BLX)

United Overseas Bank (OTC:UOVEY) and Banco Latinoamericano de Comercio Exterior, S. A. (NYSE:BLX) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their analyst recommendations, earnings, institutional ownership, dividends, profitability, risk and valuation.

Profitability

This table compares United Overseas Bank and Banco Latinoamericano de Comercio Exterior, S. A.’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
United Overseas Bank	N/A	N/A	N/A
Banco Latinoamericano de Comercio Exterior, S. A.	24.29%	16.01%	1.84%

Volatility & Risk

United Overseas Bank has a beta of 0.76, suggesting that its stock price is 24% less volatile than the S&P 500. Comparatively, Banco Latinoamericano de Comercio Exterior, S. A. has a beta of 1.16, suggesting that its stock price is 16% more volatile than the S&P 500.

Earnings & Valuation

This table compares United Overseas Bank and Banco Latinoamericano de Comercio Exterior, S. A.”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
United Overseas Bank	$18.23 billion	2.61	$4.25 billion	N/A	N/A
Banco Latinoamericano de Comercio Exterior, S. A.	$712.20 million	1.95	$166.16 million	$5.47	6.95

United Overseas Bank has higher revenue and earnings than Banco Latinoamericano de Comercio Exterior, S. A..

Analyst Ratings

This is a summary of current recommendations for United Overseas Bank and Banco Latinoamericano de Comercio Exterior, S. A., as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
United Overseas Bank	0	0	0	1	4.00
Banco Latinoamericano de Comercio Exterior, S. A.	0	0	1	0	3.00

Banco Latinoamericano de Comercio Exterior, S. A. has a consensus target price of $42.00, indicating a potential upside of 10.53%. Given Banco Latinoamericano de Comercio Exterior, S. A.’s higher possible upside, analysts clearly believe Banco Latinoamericano de Comercio Exterior, S. A. is more favorable than United Overseas Bank.

Insider and Institutional Ownership

0.0% of United Overseas Bank shares are owned by institutional investors. Comparatively, 19.5% of Banco Latinoamericano de Comercio Exterior, S. A. shares are owned by institutional investors. 0.2% of Banco Latinoamericano de Comercio Exterior, S. A. shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Dividends

United Overseas Bank pays an annual dividend of $2.68 per share and has a dividend yield of 4.7%. Banco Latinoamericano de Comercio Exterior, S. A. pays an annual dividend of $2.00 per share and has a dividend yield of 5.3%. Banco Latinoamericano de Comercio Exterior, S. A. pays out 36.6% of its earnings in the form of a dividend.

Summary

Banco Latinoamericano de Comercio Exterior, S. A. beats United Overseas Bank on 9 of the 15 factors compared between the two stocks.

About United Overseas Bank

United Overseas Bank Limited, together with its subsidiaries, provides banking products and services. The company’s Group Retail segment provides deposits, insurance, card, wealth management, investment, and loan and trade financing products for personal and small enterprise customers. Its Group Wholesale Banking segment offers financing, trade, cash management, and capital markets solutions, as well as advisory and treasury products for medium and large enterprises, local corporations, multi-national corporations, financial institutions, government-linked entities, financial sponsors, and property funds. The company’s Global Markets segment provides foreign exchange, interest rate, credit, commodities, equities, and structured investment products; and manages funding and liquidity. Its Other segment offers investment management, property, and insurance services. The company also provides mobile and internet banking services. It operates through a network of approximately 500 branches, including wealth and privilege banking centres, private bank suites, business and commercial banking centres, and offices in 19 countries and territories in the Asia Pacific, Europe, and North America; and approximately 1.4 million automated teller machines. The company was formerly known as United Chinese Bank and changed its name to United Overseas Bank Limited in 1965. United Overseas Bank Limited was incorporated in 1935 and is headquartered in Singapore.

About Banco Latinoamericano de Comercio Exterior, S. A.

Banco Latinoamericano de Comercio Exterior, S. A., a multinational bank, primarily engages in the financing of foreign trade in Latin America and the Caribbean. The company operates in two segments, Commercial and Treasury. It offers bilateral loans; structured loans including syndicated and clubbed, such as acquisition and pre-export financing, A/B loan financing, bridge loans, and liability management; and project financing. The company also provides letter of credit comprising import and export letters of credit, and credit discounting and financing, as well as usance payable at sight; stand-by services; bank guarantees, including first demand and local guarantees; import and export documentary collection; irrevocable reimbursement undertaking; and canal tolls. In addition, it offers liquidity and investment solutions, such as time deposits, DDA accounts, Yankee certificate of deposits, and EMTN private placement services, as well as supply chain finance services. The company primarily serves financial institutions, corporations, and sovereigns and state-owned entities. Banco Latinoamericano de Comercio Exterior, S. A.was formerly known as Banco Latinoamericano de Exportaciones, S.A. and changed its name to Banco Latinoamericano de Comercio Exterior, S. A. in June 2009. The company was founded in 1975 and is headquartered in Panama City, the Republic of Panama.