SR Bancorp (NASDAQ:SRBK) and 1895 Bancorp of Wisconsin (NASDAQ:BCOW) Head-To-Head Contrast

Risk & Volatility

SR Bancorp has a beta of 0.84, meaning that its stock price is 16% less volatile than the S&P 500. Comparatively, 1895 Bancorp of Wisconsin has a beta of 0.38, meaning that its stock price is 62% less volatile than the S&P 500.

Insider & Institutional Ownership

24.7% of SR Bancorp shares are owned by institutional investors. Comparatively, 37.8% of 1895 Bancorp of Wisconsin shares are owned by institutional investors. 3.6% of SR Bancorp shares are owned by insiders. Comparatively, 8.4% of 1895 Bancorp of Wisconsin shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Profitability

This table compares SR Bancorp and 1895 Bancorp of Wisconsin’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
SR Bancorp	0.95%	0.21%	0.04%
1895 Bancorp of Wisconsin	-13.08%	-4.52%	-0.58%

Valuation and Earnings

This table compares SR Bancorp and 1895 Bancorp of Wisconsin”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
SR Bancorp	$38.38 million	3.05	-$10.86 million	$0.06	207.03
1895 Bancorp of Wisconsin	$12.13 million	4.84	-$6.79 million	($0.60)	-16.42

1895 Bancorp of Wisconsin has lower revenue, but higher earnings than SR Bancorp. 1895 Bancorp of Wisconsin is trading at a lower price-to-earnings ratio than SR Bancorp, indicating that it is currently the more affordable of the two stocks.

Summary

SR Bancorp beats 1895 Bancorp of Wisconsin on 7 of the 11 factors compared between the two stocks.

About SR Bancorp

SR Bancorp, Inc. operates as the holding company for Somerset Regal Bank that provides customary retail and commercial banking services to individuals, businesses, and local municipalities in the communities of Somerset, Middlesex, Hunterdon, and Essex counties in New Jersey. It offers deposit instruments, including noninterest-bearing demand deposits, interest-bearing demand accounts, savings accounts, money market accounts, and certificates of deposit. The company also provides loans comprising one- to four family-residential mortgage loans, home equity loans and lines of credit, unsecured personal loans, and rehabilitation loans; and bill payment services. In addition, it is involved in the investment activities. The company was founded in 1887 and is headquartered in Bound Brook, New Jersey.

About 1895 Bancorp of Wisconsin

1895 Bancorp of Wisconsin, Inc. operates as a holding company for PyraMax Bank, FSB that provides a range of financial services to commercial and retail customers. The company offers checking, savings, certificate of deposits, and individual retirement accounts. Its loan products include one- to four-family residential real estate, residential real estate construction, commercial real estate, and land development loans; commercial loans and lines of credit secured by non-real estate business assets; mortgages; and consumer loans, such as home equity lines of credit, automobile loans, and recreational vehicle loans. It also provides insurance and risk products for personal and business needs; credit cards; overdraft services; business online banking, automated clearing house transfers, remote deposit capture, local lockbox, merchant services, and wire transfers; and investment, wealth management, retirement planning, and other services. 1895 Bancorp of Wisconsin, Inc. was founded in 1892 and is headquartered in Greenfield, Wisconsin.