Contrasting ZenaTech (NASDAQ:ZENA) & nCino (NASDAQ:NCNO)

nCino (NASDAQ:NCNO) and ZenaTech (NASDAQ:ZENA) are both computer and technology companies, but which is the superior business? We will contrast the two companies based on the strength of their earnings, risk, analyst recommendations, dividends, institutional ownership, valuation and profitability.

Analyst Ratings

This is a breakdown of recent recommendations for nCino and ZenaTech, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
nCino	0	4	11	0	2.73
ZenaTech	0	0	0	0	0.00

nCino currently has a consensus target price of $42.50, indicating a potential upside of 24.09%. Given nCino’s stronger consensus rating and higher possible upside, equities analysts plainly believe nCino is more favorable than ZenaTech.

Profitability

This table compares nCino and ZenaTech’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
nCino	-3.46%	1.62%	1.22%
ZenaTech	N/A	N/A	N/A

Institutional and Insider Ownership

94.8% of nCino shares are owned by institutional investors. 28.4% of nCino shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Valuation and Earnings

This table compares nCino and ZenaTech”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
nCino	$476.54 million	8.32	-$42.35 million	($0.17)	-201.46
ZenaTech	N/A	N/A	N/A	N/A	N/A

ZenaTech has lower revenue, but higher earnings than nCino.

Summary

nCino beats ZenaTech on 8 of the 9 factors compared between the two stocks.

About nCino

nCino, Inc., a software-as-a-service company, provides cloud-based software applications to financial institutions in the United States and internationally. Its nCino Bank Operating System connects financial institution employees, clients and third parties on a single cloud-based platform which include client onboarding, deposit account opening, loan origination, end-to-end mortgage suite, and powerful ecosystem. The company's nIQ, an application suite that utilizes data analytics and artificial intelligence and machine learning to provide its customers with automation and insights into their operations, such as tools for analyzing, measuring, and managing credit risk, as well as to enhance their ability to comply with regulatory requirements. It also offers SimpleNexus, a cloud-based mobile-first homeownership software solution. The company serves financial institution customers, including global financial institutions, enterprise banks, regional banks, community banks, credit unions, new market entrants, and independent mortgage banks through business development representatives, account executives, field sales engineers, and customer success managers. nCino, Inc. was founded in 2011 and is headquartered in Wilmington, North Carolina.

About ZenaTech

ZenaTech, Inc., an enterprise software technology company, develops cloud-based software applications in Canada. It provides cryptocurrency wallets and cloud-based enterprise software solutions for the agriculture industry; cloud-based enterprise software solutions for the medical records industry; safety and compliance management software and mobile solutions; field management software and mobile solutions; integrated cloud-based enterprise software and hardware drone technology solutions for various industries; and browser-based enterprise software applications for public safety. ZenaTech, Inc. was formerly known as ZenaDrone, Inc. and changed its name to ZenaTech, Inc. on October 5, 2020. The company was incorporated in 2017 and is based in Toronto, Canada.