Zacks Research Issues Optimistic Forecast for CFR Earnings

Cullen/Frost Bankers, Inc. (NYSE:CFR) – Stock analysts at Zacks Research upped their Q4 2025 EPS estimates for shares of Cullen/Frost Bankers in a report issued on Tuesday, February 18th. Zacks Research analyst R. Department now forecasts that the bank will post earnings per share of $2.06 for the quarter, up from their prior estimate of $1.78. The consensus estimate for Cullen/Frost Bankers’ current full-year earnings is $8.85 per share. Zacks Research also issued estimates for Cullen/Frost Bankers’ Q1 2026 earnings at $1.98 EPS and Q2 2026 earnings at $2.10 EPS.

Other equities analysts have also issued reports about the stock. Keefe, Bruyette & Woods raised their price target on shares of Cullen/Frost Bankers from $140.00 to $148.00 and gave the stock a “market perform” rating in a research report on Monday, February 3rd. Citigroup raised their price target on shares of Cullen/Frost Bankers from $104.00 to $113.00 and gave the stock a “sell” rating in a research report on Monday, November 4th. Stephens raised their price target on shares of Cullen/Frost Bankers from $125.00 to $136.00 and gave the stock an “equal weight” rating in a research report on Friday, November 1st. Maxim Group raised their price target on shares of Cullen/Frost Bankers from $138.00 to $149.00 and gave the stock a “buy” rating in a research report on Friday, November 1st. Finally, DA Davidson lowered shares of Cullen/Frost Bankers from a “buy” rating to a “neutral” rating and raised their price target for the stock from $138.00 to $143.00 in a research report on Monday, February 3rd. Four investment analysts have rated the stock with a sell rating, eight have assigned a hold rating and two have issued a buy rating to the company’s stock. According to MarketBeat, Cullen/Frost Bankers currently has an average rating of “Hold” and an average target price of $132.54.

Cullen/Frost Bankers Price Performance

NYSE:CFR opened at $140.22 on Friday. Cullen/Frost Bankers has a 52 week low of $94.09 and a 52 week high of $147.64. The firm has a market cap of $9.01 billion, a price-to-earnings ratio of 15.81, a P/E/G ratio of 6.58 and a beta of 0.99. The firm’s 50-day simple moving average is $138.39 and its 200 day simple moving average is $127.60. The company has a debt-to-equity ratio of 0.06, a quick ratio of 0.68 and a current ratio of 0.68.

Cullen/Frost Bankers (NYSE:CFR) last posted its earnings results on Thursday, January 30th. The bank reported $2.36 earnings per share (EPS) for the quarter, topping analysts’ consensus estimates of $2.17 by $0.19. Cullen/Frost Bankers had a net margin of 20.44% and a return on equity of 15.95%.

Institutional Investors Weigh In On Cullen/Frost Bankers

Several hedge funds and other institutional investors have recently made changes to their positions in CFR. Tidal Investments LLC boosted its position in Cullen/Frost Bankers by 30.3% during the 3rd quarter. Tidal Investments LLC now owns 18,689 shares of the bank’s stock worth $2,091,000 after buying an additional 4,348 shares during the period. Pathstone Holdings LLC boosted its position in Cullen/Frost Bankers by 45.0% during the 3rd quarter. Pathstone Holdings LLC now owns 19,273 shares of the bank’s stock worth $2,156,000 after buying an additional 5,981 shares during the period. Barclays PLC boosted its position in Cullen/Frost Bankers by 234.5% during the 3rd quarter. Barclays PLC now owns 436,393 shares of the bank’s stock worth $48,814,000 after buying an additional 305,921 shares during the period. Raymond James & Associates boosted its position in Cullen/Frost Bankers by 10.0% during the 3rd quarter. Raymond James & Associates now owns 119,447 shares of the bank’s stock worth $13,361,000 after buying an additional 10,884 shares during the period. Finally, Hancock Whitney Corp acquired a new stake in Cullen/Frost Bankers during the 3rd quarter worth approximately $784,000. 86.90% of the stock is owned by institutional investors.

Insider Activity at Cullen/Frost Bankers

In related news, insider Paul Bracher sold 11,500 shares of Cullen/Frost Bankers stock in a transaction that occurred on Friday, January 31st. The shares were sold at an average price of $139.45, for a total transaction of $1,603,675.00. Following the sale, the insider now directly owns 102,946 shares of the company’s stock, valued at approximately $14,355,819.70. The trade was a 10.05 % decrease in their position. The sale was disclosed in a document filed with the SEC, which is available through this hyperlink. 2.89% of the stock is currently owned by insiders.

Cullen/Frost Bankers Dividend Announcement

The business also recently declared a quarterly dividend, which will be paid on Friday, March 14th. Investors of record on Friday, February 28th will be issued a dividend of $0.95 per share. This represents a $3.80 annualized dividend and a dividend yield of 2.71%. The ex-dividend date is Friday, February 28th. Cullen/Frost Bankers’s dividend payout ratio (DPR) is presently 42.84%.

About Cullen/Frost Bankers

Cullen/Frost Bankers, Inc operates as the bank holding company for Frost Bank that provides commercial and consumer banking services in Texas. The company offers commercial banking services to corporations, including financing for industrial and commercial properties, interim construction related to industrial and commercial properties, equipment, inventories and accounts receivables, and acquisitions; and treasury management services, as well as originates commercial leasing services.