Financial Comparison: Helpport AI (NASDAQ:HPAI) & Expensify (NASDAQ:EXFY)

Expensify (NASDAQ:EXFY) and Helpport AI (NASDAQ:HPAI) are both small-cap business services companies, but which is the superior investment? We will compare the two businesses based on the strength of their profitability, risk, earnings, analyst recommendations, valuation, dividends and institutional ownership.

Profitability

This table compares Expensify and Helpport AI’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Expensify	-11.81%	-14.72%	-8.89%
Helpport AI	N/A	N/A	N/A

Analyst Ratings

This is a summary of current recommendations and price targets for Expensify and Helpport AI, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Expensify	0	2	1	0	2.33
Helpport AI	0	0	0	0	0.00

Expensify currently has a consensus target price of $3.75, suggesting a potential upside of 20.19%. Given Expensify’s stronger consensus rating and higher possible upside, research analysts clearly believe Expensify is more favorable than Helpport AI.

Insider and Institutional Ownership

68.4% of Expensify shares are owned by institutional investors. Comparatively, 62.4% of Helpport AI shares are owned by institutional investors. 17.3% of Expensify shares are owned by company insiders. Comparatively, 13.3% of Helpport AI shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Earnings and Valuation

This table compares Expensify and Helpport AI”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Expensify	$150.69 million	1.60	-$41.46 million	($0.18)	-17.33
Helpport AI	$29.58 million	7.87	$7.37 million	N/A	N/A

Helpport AI has lower revenue, but higher earnings than Expensify.

Volatility and Risk

Expensify has a beta of 1.87, meaning that its share price is 87% more volatile than the S&P 500. Comparatively, Helpport AI has a beta of -0.09, meaning that its share price is 109% less volatile than the S&P 500.

Summary

Expensify beats Helpport AI on 7 of the 12 factors compared between the two stocks.

About Expensify

Expensify, Inc. provides a cloud-based expense management software platform to individuals and corporations, small and midsized businesses, and enterprises in the United States and internationally. The company’s platform enables users to manage corporate cards, pay bills, generate invoices, collect payments, and book travel. It also offers track and submit plans for individuals. The company was founded in 2008 and is based in Portland, Oregon.

About Helpport AI

Helport AI Ltd. engages in the development of intelligent products, solutions, and a digital platform for customer contact centers. The firm offers AI Assist, a software that provides tailored AI-powered guidance and oversight for contact center interactions and customer experience, with functions including agent assistant, quality assurance (QA) assistant, supervisor assistant, and knowledge base assistant. It also operates Helphub Crowdsourcing Platform, an AI integrated contact center business process outsourcing (BPO) platform that serves both companies providing and seeking BPO services. The company was founded in September 2020 and is headquartered in Singapore.