Analyzing WaFd (NASDAQ:WAFD) & Omni Financial Services (OTCMKTS:OFSI)

WaFd (NASDAQ:WAFD) and Omni Financial Services (OTCMKTS:OFSI) are both finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their institutional ownership, profitability, earnings, risk, valuation, dividends and analyst recommendations.

Profitability

This table compares WaFd and Omni Financial Services’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
WaFd	12.66%	8.78%	0.82%
Omni Financial Services	N/A	N/A	N/A

Analyst Ratings

This is a breakdown of recent ratings and price targets for WaFd and Omni Financial Services, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
WaFd	0	4	0	0	2.00
Omni Financial Services	0	0	0	0	0.00

WaFd currently has a consensus target price of $33.75, indicating a potential upside of 19.85%. Given WaFd’s stronger consensus rating and higher probable upside, equities research analysts clearly believe WaFd is more favorable than Omni Financial Services.

Insider and Institutional Ownership

83.7% of WaFd shares are held by institutional investors. 1.5% of WaFd shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Earnings and Valuation

This table compares WaFd and Omni Financial Services”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
WaFd	$725.16 million	3.17	$200.04 million	$2.17	12.98
Omni Financial Services	N/A	N/A	N/A	N/A	N/A

WaFd has higher revenue and earnings than Omni Financial Services.

Risk & Volatility

WaFd has a beta of 0.83, indicating that its share price is 17% less volatile than the S&P 500. Comparatively, Omni Financial Services has a beta of 3.26, indicating that its share price is 226% more volatile than the S&P 500.

Summary

WaFd beats Omni Financial Services on 8 of the 9 factors compared between the two stocks.

About WaFd

WaFd, Inc operates as the bank holding company for Washington Federal Bank that provides lending, depository, insurance, and other banking services in the United States. The company offers deposit products, including business and personal checking accounts, and term certificates of deposit, as well as money market accounts and passbook savings accounts. It also provides single-family dwellings, construction, land acquisition and development, consumer lot, multi-family residential, commercial real estate, home equity, business, and consumer loans, as well as commercial and industrial loans. In addition, the company offers insurance brokerage services, such as individual and business insurance policies; holds and markets real estate properties; and debit and credit cards, as well as acts as the trustee. It serves consumers, mid-sized and large businesses, and owners and developers of commercial real estate. The company was formerly known as Washington Federal, Inc. and changed its name to WaFd, Inc in September 2023. WaFd, Inc was founded in 1917 and is headquartered in Seattle, Washington.

About Omni Financial Services

OMNI Financial Services, Inc. provides various financial products and services to individuals, professionals, and business owners. The company offers deferred annuities, fixed annuities, and immediate annuities; and group medical, key employee, survivor life, disability, fixed life, long term care, and term life insurance products. It also provides college funding, retirement, and estate planning services. The company was founded in 1976 and is headquartered in Fort Myers, Florida.