Comparing CURRENC Group (NASDAQ:CURR) and Western Union (NYSE:WU)

CURRENC Group (NASDAQ:CURR) and Western Union (NYSE:WU) are both companies, but which is the better investment? We will contrast the two companies based on the strength of their profitability, dividends, institutional ownership, earnings, risk, analyst recommendations and valuation.

Earnings and Valuation

This table compares CURRENC Group and Western Union”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
CURRENC Group	$48.72 million	1.44	N/A	N/A	N/A
Western Union	$4.21 billion	0.85	$934.20 million	$2.73	3.88

Western Union has higher revenue and earnings than CURRENC Group.

Institutional & Insider Ownership

56.0% of CURRENC Group shares are owned by institutional investors. Comparatively, 91.8% of Western Union shares are owned by institutional investors. 17.8% of CURRENC Group shares are owned by company insiders. Comparatively, 0.9% of Western Union shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Profitability

This table compares CURRENC Group and Western Union’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
CURRENC Group	N/A	N/A	N/A
Western Union	22.19%	96.90%	7.43%

Risk and Volatility

CURRENC Group has a beta of -0.33, suggesting that its share price is 133% less volatile than the S&P 500. Comparatively, Western Union has a beta of 0.79, suggesting that its share price is 21% less volatile than the S&P 500.

Analyst Recommendations

This is a summary of current ratings and target prices for CURRENC Group and Western Union, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
CURRENC Group	0	0	1	1	3.50
Western Union	3	7	0	0	1.70

CURRENC Group currently has a consensus target price of $3.50, suggesting a potential upside of 131.79%. Western Union has a consensus target price of $12.11, suggesting a potential upside of 14.20%. Given CURRENC Group’s stronger consensus rating and higher probable upside, equities analysts clearly believe CURRENC Group is more favorable than Western Union.

About CURRENC Group

Currenc Group, Inc. engages in operating a fintech banking platform. It operates through the following segments: Remittance Services, Sales of Airtime, and Other Services. The company is headquartered in Singapore.

About Western Union

The Western Union Company provides money movement and payment services worldwide. The company operates through Consumer Money Transfer and Consumer Services segments. The Consumer Money Transfer segment facilitates money transfers for international cross-border and intra-country transfers, primarily through a network of retail agent locations, as well as through websites and mobile devices. The Consumer Services segments offers bill payment services, which facilitate payments for consumers, businesses, and other organizations, as well as money order services, retail foreign exchange services, prepaid cards, lending partnerships, and digital wallets. The company was founded in 1851 and is headquartered in Denver, Colorado.