Research Analysts Set Expectations for SYF Q1 Earnings

Synchrony Financial (NYSE:SYF) – Analysts at Zacks Research reduced their Q1 2025 earnings estimates for Synchrony Financial in a research note issued to investors on Tuesday, April 1st. Zacks Research analyst K. Dey now expects that the financial services provider will earn $1.63 per share for the quarter, down from their prior estimate of $1.64. The consensus estimate for Synchrony Financial’s current full-year earnings is $7.67 per share. Zacks Research also issued estimates for Synchrony Financial’s Q1 2025 earnings at $1.63 EPS, Q2 2025 earnings at $1.58 EPS, Q2 2025 earnings at $1.58 EPS, Q3 2025 earnings at $2.08 EPS, Q3 2025 earnings at $2.08 EPS, Q4 2025 earnings at $1.74 EPS, Q4 2025 earnings at $1.74 EPS, FY2025 earnings at $7.04 EPS, FY2025 earnings at $7.04 EPS, Q1 2026 earnings at $1.87 EPS, Q1 2026 earnings at $1.87 EPS, Q2 2026 earnings at $1.87 EPS, Q2 2026 earnings at $1.87 EPS, Q3 2026 earnings at $2.36 EPS, Q3 2026 earnings at $2.36 EPS, FY2026 earnings at $8.16 EPS and FY2026 earnings at $8.16 EPS.

Synchrony Financial (NYSE:SYF) last posted its quarterly earnings data on Tuesday, January 28th. The financial services provider reported $1.91 earnings per share for the quarter, beating analysts’ consensus estimates of $1.89 by $0.02. Synchrony Financial had a net margin of 15.36% and a return on equity of 18.30%.

A number of other brokerages have also weighed in on SYF. Compass Point lowered Synchrony Financial from a “buy” rating to a “neutral” rating and set a $70.00 price objective on the stock. in a report on Tuesday, January 28th. Wells Fargo & Company reduced their target price on Synchrony Financial from $85.00 to $70.00 and set an “overweight” rating for the company in a report on Thursday. Royal Bank of Canada upped their price target on shares of Synchrony Financial from $70.00 to $73.00 and gave the stock a “sector perform” rating in a research note on Wednesday, January 29th. JPMorgan Chase & Co. upgraded shares of Synchrony Financial from a “neutral” rating to an “overweight” rating and raised their price objective for the company from $59.00 to $72.00 in a research note on Monday, December 9th. Finally, Bank of America upped their target price on shares of Synchrony Financial from $82.00 to $85.00 and gave the stock a “buy” rating in a research report on Tuesday, January 28th. Seven research analysts have rated the stock with a hold rating, thirteen have given a buy rating and one has issued a strong buy rating to the stock. According to MarketBeat, Synchrony Financial currently has an average rating of “Moderate Buy” and an average price target of $68.26.

Synchrony Financial Stock Down 6.0 %

Shares of NYSE:SYF opened at $43.76 on Friday. Synchrony Financial has a fifty-two week low of $39.67 and a fifty-two week high of $70.93. The company has a quick ratio of 1.24, a current ratio of 1.24 and a debt-to-equity ratio of 1.01. The firm’s 50-day simple moving average is $59.21 and its 200-day simple moving average is $60.54. The company has a market cap of $17.01 billion, a price-to-earnings ratio of 5.12, a PEG ratio of 0.71 and a beta of 1.67.

Institutional Trading of Synchrony Financial

Several hedge funds and other institutional investors have recently added to or reduced their stakes in the business. Norges Bank purchased a new stake in Synchrony Financial in the fourth quarter valued at approximately $347,903,000. Sachem Head Capital Management LP purchased a new stake in shares of Synchrony Financial during the 4th quarter valued at $142,838,000. Price T Rowe Associates Inc. MD increased its holdings in shares of Synchrony Financial by 340.9% during the 4th quarter. Price T Rowe Associates Inc. MD now owns 2,512,340 shares of the financial services provider’s stock worth $163,303,000 after buying an additional 1,942,573 shares during the last quarter. Azora Capital LP increased its holdings in shares of Synchrony Financial by 700.5% during the 4th quarter. Azora Capital LP now owns 2,107,839 shares of the financial services provider’s stock worth $137,010,000 after buying an additional 1,844,509 shares during the last quarter. Finally, Nuveen Asset Management LLC boosted its holdings in Synchrony Financial by 169.0% in the fourth quarter. Nuveen Asset Management LLC now owns 2,356,862 shares of the financial services provider’s stock valued at $153,196,000 after acquiring an additional 1,480,702 shares during the last quarter. Hedge funds and other institutional investors own 96.48% of the company’s stock.

Synchrony Financial Announces Dividend

The firm also recently disclosed a quarterly dividend, which was paid on Tuesday, February 18th. Stockholders of record on Monday, February 3rd were given a $0.25 dividend. This represents a $1.00 dividend on an annualized basis and a dividend yield of 2.29%. The ex-dividend date of this dividend was Monday, February 3rd. Synchrony Financial’s dividend payout ratio is currently 11.71%.

About Synchrony Financial

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party securities brokerage firms.