MGT Capital Investments (OTCMKTS:MGTI – Get Free Report) and Yiren Digital (NYSE:YRD – Get Free Report) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their analyst recommendations, profitability, risk, valuation, earnings, institutional ownership and dividends.
Risk & Volatility
MGT Capital Investments has a beta of 2.84, suggesting that its share price is 184% more volatile than the S&P 500. Comparatively, Yiren Digital has a beta of 0.72, suggesting that its share price is 28% less volatile than the S&P 500.
Analyst Recommendations
This is a summary of current ratings and recommmendations for MGT Capital Investments and Yiren Digital, as reported by MarketBeat.
Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
MGT Capital Investments | 0 | 0 | 0 | 0 | N/A |
Yiren Digital | 0 | 0 | 0 | 0 | N/A |
Profitability
This table compares MGT Capital Investments and Yiren Digital’s net margins, return on equity and return on assets.
Net Margins | Return on Equity | Return on Assets | |
MGT Capital Investments | -1,888.47% | N/A | -598.61% |
Yiren Digital | 40.47% | 27.42% | 21.39% |
Earnings & Valuation
This table compares MGT Capital Investments and Yiren Digital’s top-line revenue, earnings per share and valuation.
Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
MGT Capital Investments | $400,000.00 | 1.43 | -$6.13 million | N/A | N/A |
Yiren Digital | $689.53 million | 0.59 | $292.99 million | $3.33 | 1.41 |
Yiren Digital has higher revenue and earnings than MGT Capital Investments.
Institutional & Insider Ownership
2.0% of Yiren Digital shares are owned by institutional investors. 3.8% of MGT Capital Investments shares are owned by insiders. Comparatively, 42.2% of Yiren Digital shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.
Summary
Yiren Digital beats MGT Capital Investments on 7 of the 9 factors compared between the two stocks.
About MGT Capital Investments
MGT Capital Investments, Inc. engages in cryptocurrency mining business in the United States. It also leases space to other bitcoin miners; and provides hosting services for owners of mining equipment. The company was incorporated in 1977 and is headquartered in Raleigh, North Carolina.
About Yiren Digital
Yiren Digital Ltd. provides financial services through an AI-powered platform in China. Its platform provides a suite of financial and lifestyle services. The company offers financial services, which provides a portfolio of loan products to borrowers; insurance brokerage services; and consumption and lifestyle services, including non-financial products and services to meet various consumer needs. It supports clients at various growth stages, addressing financing needs arising from consumption and production activities, and augmenting the well-being and security of individuals, families, and businesses. The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. Yiren Digital Ltd. was founded in 2012 and is based in Beijing, the People's Republic of China. Yiren Digital Ltd. operates as a subsidiary of CreditEase Holdings (Cayman) Limited.
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