Head-To-Head Comparison: Firstsun Capital Bancorp (NASDAQ:FSUN) versus Simmons First National (NASDAQ:SFNC)

Firstsun Capital Bancorp (NASDAQ:FSUN) and Simmons First National (NASDAQ:SFNC) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their institutional ownership, valuation, risk, analyst recommendations, earnings, dividends and profitability.

Analyst Recommendations

This is a breakdown of recent ratings and target prices for Firstsun Capital Bancorp and Simmons First National, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Firstsun Capital Bancorp	0	1	0	0	2.00
Simmons First National	1	3	0	0	1.75

Simmons First National has a consensus target price of $21.75, indicating a potential upside of 4.17%. Given Simmons First National’s higher possible upside, analysts plainly believe Simmons First National is more favorable than Firstsun Capital Bancorp.

Profitability

This table compares Firstsun Capital Bancorp and Simmons First National’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Firstsun Capital Bancorp	N/A	N/A	N/A
Simmons First National	10.49%	5.33%	0.66%

Institutional & Insider Ownership

27.6% of Simmons First National shares are owned by institutional investors. 1.9% of Simmons First National shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Earnings and Valuation

This table compares Firstsun Capital Bancorp and Simmons First National’s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Firstsun Capital Bancorp	$363.57 million	3.25	N/A	N/A	N/A
Simmons First National	$1.37 billion	1.92	$175.06 million	$1.33	15.70

Simmons First National has higher revenue and earnings than Firstsun Capital Bancorp.

Summary

Simmons First National beats Firstsun Capital Bancorp on 7 of the 9 factors compared between the two stocks.

About Firstsun Capital Bancorp

FirstSun Capital Bancorp operates as a bank holding company for Sunflower Bank that provides commercial and consumer banking and financial services to small and medium-sized companies in Texas, Kansas, Colorado, New Mexico, and Arizona. The company offers deposit products, including noninterest bearing accounts, interest-bearing demand products, checking and savings accounts, money market and term certificate accounts, certificates of deposit, and treasury management products and services. It also provides loan products comprising commercial and industrial loans, commercial real estate loans, residential mortgage loans, and small business administration loans, as well as consumer loans, such as personal, 1-4 family, home equity, multi-family, credit card accounts, overdrafts, and other revolving loans. In addition, it offers remote deposit and cash management products; wealth management and online banking products and services; and trust products, including personal trust and agency accounts, employee benefit and retirement related trust and agency accounts, investment management and advisory agency accounts, and foundation and endowment trust and agency accounts. The company was formerly known as Sunflower Financial, Inc. and changed its name to FirstSun Capital Bancorp in June 2017. FirstSun Capital Bancorp was founded in 1892 and is headquartered in Denver, Colorado.

About Simmons First National

Simmons First National Corporation operates as the holding company for Simmons Bank that provides banking and other financial products and services to individuals and businesses. The company offers checking, savings, and time deposits; consumer, real estate, and commercial loans; agricultural finance, equipment, and small business administration lending; trust and fiduciary services; credit cards; investment management products; treasury management; insurance products; and securities and investment services. It also provides ATM services; Internet and mobile banking platforms; overdraft facilities; and safe deposit boxes. The company was founded in 1903 and is headquartered in Pine Bluff, Arkansas.