Head-To-Head Survey: WizzFinancial (OTCMKTS:FNBLF) vs. LiveRamp (NYSE:RAMP)

LiveRamp (NYSE:RAMP) and WizzFinancial (OTCMKTS:FNBLF) are both computer and technology companies, but which is the better business? We will compare the two companies based on the strength of their profitability, institutional ownership, valuation, risk, analyst recommendations, earnings and dividends.

Analyst Recommendations

This is a breakdown of recent recommendations for LiveRamp and WizzFinancial, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
LiveRamp	0	0	5	1	3.17
WizzFinancial	0	0	0	0	N/A

LiveRamp presently has a consensus target price of $45.20, suggesting a potential upside of 80.44%. Given LiveRamp’s higher possible upside, equities research analysts plainly believe LiveRamp is more favorable than WizzFinancial.

Valuation and Earnings

This table compares LiveRamp and WizzFinancial”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
LiveRamp	$681.55 million	2.46	$11.88 million	$0.18	139.17
WizzFinancial	N/A	N/A	N/A	N/A	N/A

LiveRamp has higher revenue and earnings than WizzFinancial.

Insider & Institutional Ownership

93.8% of LiveRamp shares are held by institutional investors. 3.4% of LiveRamp shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Profitability

This table compares LiveRamp and WizzFinancial’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
LiveRamp	0.88%	2.14%	1.67%
WizzFinancial	N/A	N/A	N/A

Summary

LiveRamp beats WizzFinancial on 9 of the 9 factors compared between the two stocks.

About LiveRamp

LiveRamp Holdings, Inc., a technology company, operates a data collaboration platform in the United States, Europe, the Asia-Pacific, and internationally. The company operates LiveRamp Data Collaboration platform enables an organization to unify customer and prospect data to build a single view of the customer in a way that protects consumer privacy. Its platform supports various people-based marketing solutions, including data collaboration, activation, measurement and analytics, identity, and data marketplace. The company sells its solutions to enterprise marketers, agencies, marketing technology providers, publishers, and data providers in various industry verticals, such as financial, insurance and investment services, retail, automotive, telecommunications, high tech, consumer packaged goods, healthcare, travel, entertainment, and non-profit. The company was formerly known as Acxiom Holdings, Inc. and changed its name to LiveRamp Holdings, Inc. in October 2018. The company was incorporated in 2018 and is headquartered in San Francisco, California.

About WizzFinancial

WizzFinancial operates as a platform for B2B payments and foreign exchange solutions worldwide. It operates through three segments: Cross-Border Payments & Consumer Solutions, Consumer Foreign Exchange Solutions, and B2B & Payment Technology Solutions. The Cross-Border Payments & Consumer Solutions segment offers cross-border payments services through digital and physical channels. This segment also provides payroll processing, mobile wallet, bill payment, digital gifting, and consumer advance services. The Consumer Foreign Exchange Solutions segment purchases and sells foreign currency; issues prepaid travel cards; and provides VAT refund services through stores, ATMs, online portals, and mobile applications. The B2B & Payment Technology Solutions segment enables banks, financial institutions, mobile wallet operators, payments and technology companies, and others to offer cross-border payments, foreign exchange, stored value platforms, digital gifting, and acquiring services to their customers using its platforms. It offers services under the UAE Exchange, Travelex, Xpress Money, Unimoni, Remit2India, Ditto, and Swych brand names. The company was formerly known as Finablr PLC and changed its name to WizzFinancial in August 2021. WizzFinancial was incorporated in 2018 and is headquartered in Abu Dhabi, the United Arab Emirates. WizzFinancial operates as a subsidiary of Brs Investment Holdings 1 Limited.