Earnings and Valuation
This table compares Carver Bancorp and Trinity Bank, N.A.”s revenue, earnings per share and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Carver Bancorp | $40.74 million | 0.21 | -$2.98 million | ($0.83) | -2.00 |
| Trinity Bank, N.A. | $24.78 million | 3.73 | $8.02 million | $7.45 | 11.48 |
Trinity Bank, N.A. has lower revenue, but higher earnings than Carver Bancorp. Carver Bancorp is trading at a lower price-to-earnings ratio than Trinity Bank, N.A., indicating that it is currently the more affordable of the two stocks.
Profitability
This table compares Carver Bancorp and Trinity Bank, N.A.’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| Carver Bancorp | -9.98% | -22.33% | -0.57% |
| Trinity Bank, N.A. | 29.35% | N/A | N/A |
Volatility and Risk
Institutional & Insider Ownership
18.2% of Carver Bancorp shares are held by institutional investors. 1.3% of Carver Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.
Summary
Trinity Bank, N.A. beats Carver Bancorp on 7 of the 11 factors compared between the two stocks.
About Carver Bancorp
Carver Bancorp, Inc. operates as the holding company for Carver Federal Savings Bank that provides consumer and commercial banking services for consumers, businesses, non-profit organizations, and governmental and quasi-governmental agencies primarily in New York. It accepts various deposit products, including demand, savings, and time deposits; passbook and statement accounts, and certificates of deposit; and individual retirement accounts. The company provides lending products, such as one-to-four family residential, multifamily real estate, and commercial real estate lending; and construction, business and small business administration, and consumer and other loans. In addition, it offers other consumer and commercial banking products and services, including debit cards, online account opening and banking, online bill pay, and telephone banking, as well as check cashing, wire transfer, bill payment, reloadable prepaid card, and money order services. Carver Bancorp, Inc. was founded in 1948 and is headquartered in New York, New York.
About Trinity Bank, N.A.
Trinity Bank, N.A. provides personal and business banking products and services in Texas. It provides personal and business deposits, such as checking and money market accounts; treasury tax and loan deposits; mobile deposits; certificates of deposit; and automobile, secured/unsecured, home improvement, lots and interim construction, installment/term, equipment, and real estate loans, as well as revolving lines of credit. The company also offers cash management, internet and mobile banking, remote capture, CD ROM delivery, foreign and domestic wire transfer, and bill pay services, as well as ATM or Visa check cards, merchant cards, and debit cards. Trinity Bank, N.A. was founded in 2003 and is based in Fort Worth, Texas.
Receive News & Ratings for Carver Bancorp Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Carver Bancorp and related companies with MarketBeat.com's FREE daily email newsletter.
