What is Zacks Research’s Forecast for SYF FY2026 Earnings?

Synchrony Financial (NYSE:SYF) – Equities research analysts at Zacks Research upped their FY2026 earnings estimates for shares of Synchrony Financial in a research note issued on Tuesday, December 17th. Zacks Research analyst K. Dey now expects that the financial services provider will earn $7.12 per share for the year, up from their prior estimate of $7.11. The consensus estimate for Synchrony Financial’s current full-year earnings is $6.51 per share.

Synchrony Financial (NYSE:SYF) last announced its quarterly earnings results on Wednesday, October 16th. The financial services provider reported $1.94 earnings per share (EPS) for the quarter, beating the consensus estimate of $1.77 by $0.17. Synchrony Financial had a net margin of 13.98% and a return on equity of 16.64%. The company had revenue of $3.81 billion for the quarter, compared to the consensus estimate of $3.76 billion. During the same quarter in the prior year, the firm earned $1.48 earnings per share. The company’s revenue for the quarter was up 9.8% compared to the same quarter last year.

Other analysts have also issued research reports about the company. TD Cowen increased their price objective on Synchrony Financial from $60.00 to $62.00 and gave the company a “buy” rating in a research note on Thursday, October 17th. BTIG Research cut shares of Synchrony Financial from a “buy” rating to a “neutral” rating in a research note on Monday, September 16th. JMP Securities reiterated a “market outperform” rating and set a $60.00 price target on shares of Synchrony Financial in a report on Monday, October 14th. Morgan Stanley raised shares of Synchrony Financial from an “underweight” rating to an “overweight” rating and upped their price objective for the company from $40.00 to $82.00 in a research note on Thursday. Finally, Compass Point lifted their target price on shares of Synchrony Financial from $60.00 to $77.00 and gave the stock a “buy” rating in a research note on Tuesday, December 10th. Six equities research analysts have rated the stock with a hold rating, sixteen have assigned a buy rating and one has issued a strong buy rating to the company’s stock. Based on data from MarketBeat, the stock currently has a consensus rating of “Moderate Buy” and an average price target of $63.63.

Synchrony Financial Price Performance

Shares of NYSE:SYF opened at $64.27 on Thursday. The company has a debt-to-equity ratio of 1.06, a quick ratio of 1.25 and a current ratio of 1.25. The business’s fifty day moving average price is $62.37 and its two-hundred day moving average price is $52.75. The stock has a market cap of $25.02 billion, a PE ratio of 8.39, a price-to-earnings-growth ratio of 0.82 and a beta of 1.63. Synchrony Financial has a one year low of $35.29 and a one year high of $69.39.

Hedge Funds Weigh In On Synchrony Financial

Several institutional investors and hedge funds have recently made changes to their positions in the business. National Pension Service increased its holdings in Synchrony Financial by 22.7% in the third quarter. National Pension Service now owns 957,758 shares of the financial services provider’s stock valued at $47,773,000 after buying an additional 177,051 shares during the last quarter. Alpha DNA Investment Management LLC acquired a new position in shares of Synchrony Financial in the 2nd quarter worth approximately $951,000. Blue Trust Inc. increased its holdings in shares of Synchrony Financial by 134.4% in the 2nd quarter. Blue Trust Inc. now owns 2,004 shares of the financial services provider’s stock valued at $86,000 after acquiring an additional 1,149 shares during the last quarter. Ensign Peak Advisors Inc raised its position in shares of Synchrony Financial by 9.1% during the 2nd quarter. Ensign Peak Advisors Inc now owns 443,251 shares of the financial services provider’s stock valued at $20,917,000 after acquiring an additional 36,865 shares in the last quarter. Finally, National Bank of Canada FI lifted its stake in Synchrony Financial by 119.0% during the third quarter. National Bank of Canada FI now owns 243,040 shares of the financial services provider’s stock worth $12,123,000 after purchasing an additional 132,047 shares during the last quarter. 96.48% of the stock is currently owned by hedge funds and other institutional investors.

Insider Activity

In other Synchrony Financial news, insider Jonathan S. Mothner sold 34,163 shares of the business’s stock in a transaction on Friday, November 15th. The shares were sold at an average price of $64.99, for a total value of $2,220,253.37. Following the transaction, the insider now owns 127,587 shares in the company, valued at $8,291,879.13. The trade was a 21.12 % decrease in their position. The sale was disclosed in a filing with the SEC, which is available through the SEC website. Also, insider Curtis Howse sold 21,934 shares of the firm’s stock in a transaction dated Friday, November 1st. The shares were sold at an average price of $55.13, for a total value of $1,209,221.42. Following the sale, the insider now owns 99,743 shares of the company’s stock, valued at $5,498,831.59. This represents a 18.03 % decrease in their ownership of the stock. The disclosure for this sale can be found here. Insiders own 0.33% of the company’s stock.

Synchrony Financial Dividend Announcement

The business also recently announced a quarterly dividend, which was paid on Friday, November 15th. Stockholders of record on Monday, November 4th were given a $0.25 dividend. This represents a $1.00 annualized dividend and a dividend yield of 1.56%. The ex-dividend date of this dividend was Monday, November 4th. Synchrony Financial’s payout ratio is 13.05%.

About Synchrony Financial

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party securities brokerage firms.