Zacks Research Issues Pessimistic Forecast for DFS Earnings

Discover Financial Services (NYSE:DFS) – Zacks Research cut their Q2 2025 earnings per share (EPS) estimates for Discover Financial Services in a report issued on Thursday, January 16th. Zacks Research analyst D. Chatterjee now forecasts that the financial services provider will post earnings of $2.99 per share for the quarter, down from their prior estimate of $3.22. The consensus estimate for Discover Financial Services’ current full-year earnings is $14.17 per share. Zacks Research also issued estimates for Discover Financial Services’ Q3 2025 earnings at $3.12 EPS, Q4 2025 earnings at $2.63 EPS, Q2 2026 earnings at $3.20 EPS, Q3 2026 earnings at $4.21 EPS, Q4 2026 earnings at $4.31 EPS and FY2026 earnings at $14.28 EPS.

A number of other analysts also recently weighed in on DFS. Truist Financial initiated coverage on shares of Discover Financial Services in a report on Tuesday, January 7th. They issued a “buy” rating and a $233.00 price target for the company. Evercore ISI increased their target price on shares of Discover Financial Services from $156.00 to $163.00 and gave the company an “in-line” rating in a research note on Wednesday, October 30th. JPMorgan Chase & Co. decreased their target price on Discover Financial Services from $150.00 to $146.00 and set a “neutral” rating on the stock in a research report on Tuesday, January 14th. UBS Group upgraded Discover Financial Services from a “neutral” rating to a “buy” rating and raised their price objective for the stock from $150.00 to $239.00 in a research report on Monday, January 13th. Finally, Wells Fargo & Company boosted their price objective on Discover Financial Services from $160.00 to $185.00 and gave the company an “equal weight” rating in a research report on Friday, January 3rd. Nine equities research analysts have rated the stock with a hold rating and nine have issued a buy rating to the company. According to data from MarketBeat.com, the stock currently has an average rating of “Moderate Buy” and an average price target of $171.71.

Discover Financial Services Stock Up 1.2 %

Shares of DFS stock opened at $187.17 on Monday. Discover Financial Services has a 12 month low of $96.46 and a 12 month high of $189.27. The firm has a market cap of $47.04 billion, a PE ratio of 15.11, a price-to-earnings-growth ratio of 0.99 and a beta of 1.46. The stock has a 50 day moving average of $176.94 and a 200-day moving average of $152.41. The company has a quick ratio of 1.03, a current ratio of 1.10 and a debt-to-equity ratio of 1.09.

Institutional Trading of Discover Financial Services

Hedge funds have recently modified their holdings of the stock. Janney Montgomery Scott LLC increased its position in Discover Financial Services by 3.5% in the fourth quarter. Janney Montgomery Scott LLC now owns 17,826 shares of the financial services provider’s stock worth $3,088,000 after purchasing an additional 611 shares during the period. Park Place Capital Corp boosted its stake in shares of Discover Financial Services by 4.8% in the 4th quarter. Park Place Capital Corp now owns 1,625 shares of the financial services provider’s stock valued at $281,000 after purchasing an additional 75 shares during the last quarter. Daymark Wealth Partners LLC acquired a new stake in shares of Discover Financial Services during the 4th quarter worth approximately $203,000. Dakota Wealth Management raised its stake in shares of Discover Financial Services by 4.4% during the fourth quarter. Dakota Wealth Management now owns 2,664 shares of the financial services provider’s stock worth $462,000 after buying an additional 113 shares during the last quarter. Finally, Simon Quick Advisors LLC lifted its holdings in Discover Financial Services by 3.8% in the fourth quarter. Simon Quick Advisors LLC now owns 7,400 shares of the financial services provider’s stock valued at $1,282,000 after buying an additional 270 shares during the period. 86.94% of the stock is owned by institutional investors.

Discover Financial Services Company Profile

Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; personal loans, home loans, and other consumer lending; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts.