Porch Group (NASDAQ:PRCH) vs. hopTo (OTCMKTS:HPTO) Head-To-Head Comparison

hopTo (OTCMKTS:HPTO) and Porch Group (NASDAQ:PRCH) are both small-cap computer and technology companies, but which is the better investment? We will compare the two businesses based on the strength of their earnings, dividends, valuation, profitability, institutional ownership, risk and analyst recommendations.

Profitability

This table compares hopTo and Porch Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
hopTo	N/A	N/A	N/A
Porch Group	-14.55%	N/A	-10.57%

Valuation & Earnings

This table compares hopTo and Porch Group”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
hopTo	$3.91 million	0.26	$120,000.00	N/A	N/A
Porch Group	$430.30 million	1.26	-$133.93 million	($0.70)	-6.47

hopTo has higher earnings, but lower revenue than Porch Group.

Analyst Recommendations

This is a breakdown of current ratings and target prices for hopTo and Porch Group, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
hopTo	0	0	0	0	0.00
Porch Group	0	2	5	1	2.88

Porch Group has a consensus target price of $5.34, indicating a potential upside of 17.96%. Given Porch Group’s stronger consensus rating and higher probable upside, analysts plainly believe Porch Group is more favorable than hopTo.

Institutional & Insider Ownership

48.5% of Porch Group shares are owned by institutional investors. 46.0% of hopTo shares are owned by company insiders. Comparatively, 23.5% of Porch Group shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Risk & Volatility

hopTo has a beta of 3.2, indicating that its stock price is 220% more volatile than the S&P 500. Comparatively, Porch Group has a beta of 2.05, indicating that its stock price is 105% more volatile than the S&P 500.

Summary

Porch Group beats hopTo on 7 of the 12 factors compared between the two stocks.

About hopTo

hopTo Inc., together with its subsidiaries, develops and sells application publishing software in the United States, Brazil, Japan, Germany, the Netherlands, and internationally. The company's application publishing software includes application virtualization and cloud computing software for a range of computer operating systems, including Windows, UNIX, and various Linux-based variants. It provides its application publishing software solutions under the GO-Global brand name. The company offers GO-Global, an application access solution that provides cross-platform remote access and Web-enabled access to existing software applications, as well as the deployment of secure and private cloud environments for use and/or resale by independent software vendors, corporate enterprises, governmental and educational institutions, and others. Its GO-Global software products comprise GO-Global for Windows that allows access to Windows-based applications from remote locations and Internet connections; GO-Global for UNIX, which allows access to UNIX and Linux-based applications from remote locations, and Internet and connections; and GO-Global Client that allows remote application access from various local, remote, and mobile platforms, including Windows, Linux, UNIX, Apple OS X and iOS, and Google Android. The company sells its products through resellers, such as original equipment manufacturers, system integrators, value-added resellers, and distributors. It serves small to medium-sized companies, departments within large corporations, governmental and educational institutions, and independent software vendors. The company was formerly known as GraphOn Corporation and changed its name to hopTo Inc. in September 2013. hopTo Inc. was incorporated in 1996 and is headquartered in Concord, New Hampshire.

About Porch Group

Porch Group, Inc., together with its subsidiaries, operates a vertical software and insurance platform in the United States. The company operates in two segments, Vertical Software and Insurance. The Vertical Software segment provides software and services to inspection, mortgage, and title companies on a subscription and transactional basis, as well as move and post-move services. This segment offers inspection software and services, title insurance software, mortgage software, moving services, mover and homeowner marketing, and measurement software for roofers. The Insurance segment offers consumers with insurance and warranty products to protect their homes. This segment provides property-related insurance and captive reinsurance products; and warranty products under the Porch Warranty, American Home Protect, and Residential Warranty Services brands. The company was founded in 2011 and is headquartered in Seattle, Washington.