Zacks Research Has Bullish Forecast for SYF Q2 Earnings

Synchrony Financial (NYSE:SYF) – Zacks Research increased their Q2 2025 EPS estimates for shares of Synchrony Financial in a report released on Monday, February 10th. Zacks Research analyst K. Dey now anticipates that the financial services provider will post earnings per share of $1.59 for the quarter, up from their previous forecast of $1.22. The consensus estimate for Synchrony Financial’s current full-year earnings is $7.45 per share. Zacks Research also issued estimates for Synchrony Financial’s Q3 2025 earnings at $2.09 EPS, FY2025 earnings at $7.08 EPS, Q1 2026 earnings at $1.88 EPS, Q2 2026 earnings at $1.88 EPS, Q3 2026 earnings at $2.38 EPS, Q4 2026 earnings at $2.07 EPS and FY2026 earnings at $8.21 EPS.

Synchrony Financial (NYSE:SYF) last announced its quarterly earnings results on Tuesday, January 28th. The financial services provider reported $1.91 earnings per share (EPS) for the quarter, beating the consensus estimate of $1.89 by $0.02. Synchrony Financial had a net margin of 15.36% and a return on equity of 18.30%.

A number of other brokerages also recently weighed in on SYF. Deutsche Bank Aktiengesellschaft boosted their target price on shares of Synchrony Financial from $58.00 to $68.00 and gave the stock a “buy” rating in a research note on Thursday, October 17th. TD Cowen boosted their target price on shares of Synchrony Financial from $60.00 to $62.00 and gave the stock a “buy” rating in a research note on Thursday, October 17th. Robert W. Baird set a $62.00 target price on shares of Synchrony Financial in a research note on Thursday, October 17th. Keefe, Bruyette & Woods boosted their target price on shares of Synchrony Financial from $62.00 to $82.00 and gave the stock an “outperform” rating in a research note on Monday, December 9th. Finally, Wells Fargo & Company raised shares of Synchrony Financial from an “equal weight” rating to an “overweight” rating and boosted their target price for the stock from $60.00 to $85.00 in a research note on Tuesday, December 3rd. Seven investment analysts have rated the stock with a hold rating, fifteen have given a buy rating and one has assigned a strong buy rating to the company’s stock. According to data from MarketBeat.com, the company presently has a consensus rating of “Moderate Buy” and a consensus price target of $69.30.

Synchrony Financial Trading Up 0.1 %

Shares of NYSE SYF opened at $64.06 on Thursday. Synchrony Financial has a 1-year low of $38.78 and a 1-year high of $70.93. The company has a market cap of $24.94 billion, a PE ratio of 7.50, a P/E/G ratio of 0.72 and a beta of 1.63. The company has a current ratio of 1.24, a quick ratio of 1.25 and a debt-to-equity ratio of 1.01. The company has a 50-day moving average of $67.04 and a two-hundred day moving average of $58.35.

Synchrony Financial Dividend Announcement

The company also recently disclosed a quarterly dividend, which will be paid on Tuesday, February 18th. Investors of record on Monday, February 3rd will be issued a dividend of $0.25 per share. This represents a $1.00 dividend on an annualized basis and a yield of 1.56%. The ex-dividend date is Monday, February 3rd. Synchrony Financial’s dividend payout ratio is currently 11.71%.

Institutional Inflows and Outflows

A number of institutional investors have recently bought and sold shares of the company. Apollon Wealth Management LLC grew its holdings in Synchrony Financial by 2.3% during the fourth quarter. Apollon Wealth Management LLC now owns 7,094 shares of the financial services provider’s stock valued at $461,000 after purchasing an additional 160 shares during the period. Covestor Ltd boosted its holdings in shares of Synchrony Financial by 6.0% in the fourth quarter. Covestor Ltd now owns 3,085 shares of the financial services provider’s stock valued at $200,000 after buying an additional 174 shares during the period. Gladstone Institutional Advisory LLC boosted its holdings in shares of Synchrony Financial by 1.9% in the fourth quarter. Gladstone Institutional Advisory LLC now owns 9,290 shares of the financial services provider’s stock valued at $604,000 after buying an additional 176 shares during the period. Graypoint LLC boosted its holdings in shares of Synchrony Financial by 4.0% in the third quarter. Graypoint LLC now owns 4,668 shares of the financial services provider’s stock valued at $233,000 after buying an additional 181 shares during the period. Finally, Smithfield Trust Co boosted its holdings in shares of Synchrony Financial by 19.7% in the fourth quarter. Smithfield Trust Co now owns 1,099 shares of the financial services provider’s stock valued at $69,000 after buying an additional 181 shares during the period. Institutional investors and hedge funds own 96.48% of the company’s stock.

About Synchrony Financial

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party securities brokerage firms.