Zacks Research Comments on Bread Financial FY2025 Earnings

Bread Financial Holdings, Inc. (NYSE:BFH) – Research analysts at Zacks Research decreased their FY2025 earnings per share (EPS) estimates for shares of Bread Financial in a note issued to investors on Wednesday, February 12th. Zacks Research analyst T. De now anticipates that the company will post earnings of $5.00 per share for the year, down from their prior forecast of $6.25. The consensus estimate for Bread Financial’s current full-year earnings is $6.63 per share. Zacks Research also issued estimates for Bread Financial’s Q4 2025 earnings at $0.15 EPS, FY2026 earnings at $7.47 EPS and FY2027 earnings at $10.16 EPS.

BFH has been the topic of several other reports. Keefe, Bruyette & Woods lifted their target price on Bread Financial from $67.00 to $88.00 and gave the stock an “outperform” rating in a report on Monday, December 9th. Evercore ISI lifted their price objective on Bread Financial from $52.00 to $54.00 and gave the stock an “in-line” rating in a research note on Wednesday, October 30th. Morgan Stanley upgraded Bread Financial from an “underweight” rating to an “overweight” rating and increased their target price for the company from $35.00 to $76.00 in a research report on Thursday, December 19th. TD Cowen boosted their price target on shares of Bread Financial from $48.00 to $50.00 and gave the stock a “hold” rating in a research report on Monday, October 28th. Finally, Compass Point increased their price objective on shares of Bread Financial from $75.00 to $87.00 and gave the company a “buy” rating in a research report on Tuesday, January 21st. Two investment analysts have rated the stock with a sell rating, nine have given a hold rating and five have issued a buy rating to the company. According to data from MarketBeat.com, Bread Financial presently has a consensus rating of “Hold” and a consensus price target of $59.69.

Bread Financial Trading Up 1.9 %

BFH stock opened at $62.41 on Monday. The company has a market capitalization of $3.10 billion, a price-to-earnings ratio of 11.24, a PEG ratio of 1.34 and a beta of 1.93. The company has a debt-to-equity ratio of 0.33, a current ratio of 1.15 and a quick ratio of 1.19. Bread Financial has a 1-year low of $32.10 and a 1-year high of $66.71. The business has a 50 day simple moving average of $62.30 and a two-hundred day simple moving average of $56.37.

Bread Financial (NYSE:BFH) last posted its quarterly earnings data on Thursday, January 30th. The company reported $0.41 earnings per share for the quarter, beating analysts’ consensus estimates of $0.34 by $0.07. Bread Financial had a return on equity of 12.41% and a net margin of 5.75%.

Bread Financial Dividend Announcement

The business also recently declared a quarterly dividend, which will be paid on Friday, March 21st. Stockholders of record on Friday, February 14th will be issued a $0.21 dividend. The ex-dividend date of this dividend is Friday, February 14th. This represents a $0.84 dividend on an annualized basis and a dividend yield of 1.35%. Bread Financial’s dividend payout ratio is presently 15.14%.

Institutional Investors Weigh In On Bread Financial

A number of hedge funds have recently made changes to their positions in the stock. Picton Mahoney Asset Management lifted its position in shares of Bread Financial by 2,083.3% during the fourth quarter. Picton Mahoney Asset Management now owns 524 shares of the company’s stock valued at $32,000 after buying an additional 500 shares during the last quarter. Pinnacle Holdings LLC purchased a new stake in Bread Financial during the fourth quarter valued at approximately $46,000. Smartleaf Asset Management LLC boosted its stake in Bread Financial by 207.7% in the fourth quarter. Smartleaf Asset Management LLC now owns 1,394 shares of the company’s stock valued at $86,000 after acquiring an additional 941 shares in the last quarter. CWM LLC grew its holdings in Bread Financial by 43.7% in the third quarter. CWM LLC now owns 2,455 shares of the company’s stock worth $117,000 after purchasing an additional 747 shares during the last quarter. Finally, Point72 Asia Singapore Pte. Ltd. increased its position in shares of Bread Financial by 64.6% during the third quarter. Point72 Asia Singapore Pte. Ltd. now owns 2,631 shares of the company’s stock worth $125,000 after purchasing an additional 1,033 shares in the last quarter. 99.52% of the stock is currently owned by hedge funds and other institutional investors.

About Bread Financial

Bread Financial Holdings, Inc provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit.