Zacks Research Reduces Earnings Estimates for Ally Financial

Ally Financial Inc. (NYSE:ALLY) – Analysts at Zacks Research dropped their FY2025 earnings per share (EPS) estimates for Ally Financial in a report issued on Monday, February 17th. Zacks Research analyst R. Department now anticipates that the financial services provider will post earnings of $3.29 per share for the year, down from their previous forecast of $3.95. The consensus estimate for Ally Financial’s current full-year earnings is $3.64 per share. Zacks Research also issued estimates for Ally Financial’s Q4 2025 earnings at $1.00 EPS and Q1 2026 earnings at $1.10 EPS.

Ally Financial (NYSE:ALLY) last posted its earnings results on Wednesday, January 22nd. The financial services provider reported $0.78 EPS for the quarter, beating the consensus estimate of $0.57 by $0.21. The firm had revenue of $2.09 billion for the quarter, compared to analysts’ expectations of $2.02 billion. Ally Financial had a return on equity of 9.31% and a net margin of 11.29%. The firm’s revenue was up 3.6% compared to the same quarter last year. During the same period last year, the firm earned $0.45 EPS.

Several other research firms have also weighed in on ALLY. Barclays upped their price objective on shares of Ally Financial from $36.00 to $44.00 and gave the company an “equal weight” rating in a research note on Monday, January 6th. Citigroup raised their price objective on shares of Ally Financial from $50.00 to $55.00 and gave the stock a “buy” rating in a report on Friday, November 15th. Keefe, Bruyette & Woods upped their price objective on shares of Ally Financial from $44.00 to $56.00 and gave the stock an “outperform” rating in a research note on Monday, December 9th. StockNews.com cut shares of Ally Financial from a “buy” rating to a “hold” rating in a research report on Thursday, January 23rd. Finally, Morgan Stanley lifted their price objective on Ally Financial from $41.00 to $45.00 and gave the stock an “overweight” rating in a research note on Thursday, January 23rd. One investment analyst has rated the stock with a sell rating, ten have issued a hold rating and nine have given a buy rating to the company. According to MarketBeat, the company currently has a consensus rating of “Hold” and a consensus price target of $43.76.

Ally Financial Stock Down 0.4 %

Shares of Ally Financial stock opened at $38.95 on Thursday. The stock’s fifty day moving average is $37.14 and its 200-day moving average is $37.35. The firm has a market capitalization of $11.87 billion, a PE ratio of 14.98, a price-to-earnings-growth ratio of 0.33 and a beta of 1.45. Ally Financial has a 12-month low of $31.95 and a 12-month high of $45.46. The company has a quick ratio of 0.93, a current ratio of 0.93 and a debt-to-equity ratio of 1.51.

Institutional Trading of Ally Financial

Several hedge funds have recently bought and sold shares of ALLY. Venturi Wealth Management LLC lifted its stake in shares of Ally Financial by 153.9% in the third quarter. Venturi Wealth Management LLC now owns 952 shares of the financial services provider’s stock valued at $34,000 after buying an additional 577 shares in the last quarter. Principal Securities Inc. boosted its stake in Ally Financial by 89.4% during the 4th quarter. Principal Securities Inc. now owns 1,051 shares of the financial services provider’s stock valued at $38,000 after purchasing an additional 496 shares during the last quarter. Kestra Investment Management LLC bought a new stake in Ally Financial during the 4th quarter worth approximately $43,000. Allworth Financial LP raised its stake in shares of Ally Financial by 41.9% in the third quarter. Allworth Financial LP now owns 1,426 shares of the financial services provider’s stock worth $51,000 after purchasing an additional 421 shares during the last quarter. Finally, UMB Bank n.a. lifted its holdings in shares of Ally Financial by 218.8% in the fourth quarter. UMB Bank n.a. now owns 1,546 shares of the financial services provider’s stock valued at $56,000 after purchasing an additional 1,061 shares in the last quarter. Institutional investors and hedge funds own 88.76% of the company’s stock.

Insider Activity

In other news, CFO Russell E. Hutchinson acquired 19,100 shares of the stock in a transaction dated Friday, January 24th. The stock was bought at an average price of $39.45 per share, with a total value of $753,495.00. Following the completion of the purchase, the chief financial officer now directly owns 202,845 shares of the company’s stock, valued at $8,002,235.25. This represents a 10.39 % increase in their position. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is available at the SEC website. Also, CEO Michael George Rhodes bought 25,634 shares of the stock in a transaction that occurred on Monday, January 27th. The shares were bought at an average cost of $39.09 per share, with a total value of $1,002,033.06. Following the completion of the transaction, the chief executive officer now owns 25,634 shares in the company, valued at $1,002,033.06. The trade was a ∞ increase in their ownership of the stock. The disclosure for this purchase can be found here. 0.67% of the stock is currently owned by company insiders.

Ally Financial Dividend Announcement

The business also recently disclosed a quarterly dividend, which was paid on Friday, February 14th. Shareholders of record on Friday, January 31st were given a dividend of $0.30 per share. The ex-dividend date of this dividend was Friday, January 31st. This represents a $1.20 annualized dividend and a yield of 3.08%. Ally Financial’s dividend payout ratio (DPR) is presently 46.15%.

About Ally Financial

Ally Financial Inc, a digital financial-services company, provides various digital financial products and services in the United States, Canada, and Bermuda. The company operates through Automotive Finance Operations, Insurance Operations, Mortgage Finance Operations, and Corporate Finance Operations segments.