Head-To-Head Comparison: Qifu Technology (NASDAQ:QFIN) vs. Integrated Ventures (OTCMKTS:INTV)

Qifu Technology (NASDAQ:QFIN) and Integrated Ventures (OTCMKTS:INTV) are both business services companies, but which is the better stock? We will contrast the two businesses based on the strength of their risk, analyst recommendations, earnings, valuation, institutional ownership, dividends and profitability.

Profitability

This table compares Qifu Technology and Integrated Ventures’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Qifu Technology	31.82%	24.39%	11.68%
Integrated Ventures	-123.41%	N/A	-98.49%

Volatility & Risk

Qifu Technology has a beta of 0.63, indicating that its stock price is 37% less volatile than the S&P 500. Comparatively, Integrated Ventures has a beta of 3.25, indicating that its stock price is 225% more volatile than the S&P 500.

Institutional and Insider Ownership

74.8% of Qifu Technology shares are owned by institutional investors. 17.1% of Qifu Technology shares are owned by insiders. Comparatively, 30.1% of Integrated Ventures shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Valuation and Earnings

This table compares Qifu Technology and Integrated Ventures”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Qifu Technology	$14.03 billion	0.44	$603.58 million	$4.94	7.93
Integrated Ventures	$5.86 million	0.27	-$11.52 million	($0.79)	-0.37

Qifu Technology has higher revenue and earnings than Integrated Ventures. Integrated Ventures is trading at a lower price-to-earnings ratio than Qifu Technology, indicating that it is currently the more affordable of the two stocks.

Analyst Recommendations

This is a breakdown of recent recommendations and price targets for Qifu Technology and Integrated Ventures, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Qifu Technology	0	0	1	0	3.00
Integrated Ventures	0	0	0	0	0.00

Qifu Technology presently has a consensus target price of $37.50, indicating a potential downside of 4.29%. Given Qifu Technology’s stronger consensus rating and higher possible upside, equities analysts clearly believe Qifu Technology is more favorable than Integrated Ventures.

Summary

Qifu Technology beats Integrated Ventures on 12 of the 14 factors compared between the two stocks.

About Qifu Technology

Qifu Technology, Inc., through its subsidiaries, operates credit-tech platform under the 360 Jietiao brand in the People's Republic of China. It provides credit-driven services that matches borrowers with financial institutions to conduct customer acquisition, initial and credit screening, advanced risk assessment, credit assessment, fund matching, and other post-facilitation services; and platform services, including loan facilitation and post-facilitation services to financial institution partners under intelligence credit engine, referral services, and risk management software-as-a-service. The company also offers e-commerce loans, enterprise loans, and invoice loans to SME owners. It serves financial institutions, consumers, and small- and micro-enterprises. The company was formerly known as 360 DigiTech, Inc. and changed its name to Qifu Technology, Inc. in March 2023. The company was founded in 2016 and is headquartered in Shanghai, the People's Republic of China.

About Integrated Ventures

Integrated Ventures, Inc. engages in the mining of digital currency. The company manufactures and sells mining equipment and mining rigs; as well as develops blockchain software. It also provides transaction verification services for digital currency networks of cryptocurrencies, such as Bitcoin, Quant, and Dogecoin. The company is based in Tioga, Pennsylvania.